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@Anonymous wrote:
Applied for the Cash Wise Visa for the $200 Spend Bonus. Fico 788-Pulled EX. Denied for one reason only:
No Retail Credit Card Reporting. (We look for how you are using your credit. We look for what types of credit you have)
Well. Sorry I closed my store cards last year. :/
That's just ridiculous lol.
If store cards hurt your credit in some score models, is it due to the lower limits usually with store cards? I have the Walmart MC I know the limits can get crazy high on that card so hopefully it helps me in any of my Wells future apps since they don't have a hard limit on the number of cards with them. They've treated me well so far.
Man Sad to hear that! i got denied for cash wise because : im not US citizen.....
a friend of mine works at the chase (private client). He said that never saw a letter stating something like - straight discrimitization.
Anyways when it comes to depisit big ammounts into checking account they are fine...
I heard that they big problems with credit card lending, that is why they are trying to decline apps...
@Anonymous wrote:
Applied for the Cash Wise Visa for the $200 Spend Bonus. Fico 788-Pulled EX. Denied for one reason only:
No Retail Credit Card Reporting. (We look for how you are using your credit. We look for what types of credit you have)
Well. Sorry I closed my store cards last year. :/
Store cards hurt the credit scores pulled by insurance companies. Apparently, people with store cards are more likely to make claims.