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Frequent Contributor
Posts: 420
Registered: ‎03-07-2007

Let's start a barely made it in thread

While I pleased to hear about ppl with great credit getting large limits and increase and they definitely deserve it and should be proud. I'd like to heard my stories of pplon the edge that just made it in there a thread about a person with scores around 560 I believe getting 7300 from Navy .are the anymore stories out there like this ?
thanks
fico 08 as of june 19 2017 ex 579 tu 600 eq 568
navy fcu 1k cash rewards 375/1000 250 ssl bal 20
penfed 2 different oloc 500 each 300/500 0/500
credit one 0/450
mjc 0/5000
overstock.commenity 1229/2050
discover secured 180/300
Regular Contributor
Posts: 166
Registered: ‎01-29-2017

Re: Let's start a barely made it in thread

I was at 585 TU FICO 08 when I got a cashRewards CC from Navy SL of $24K

FICO 8 Scores 02/21/2017 EQ 593, TU 584 EX 602 -- 06/21/2017 - EQ 632, TU 652, EX 656
Frequent Contributor
Posts: 420
Registered: ‎03-07-2007
0

Re: Let's start a barely made it in thread

That's amazing navy can do what others can't or wont.idk if I need that's much but I'd like 10k to work with .lol
fico 08 as of june 19 2017 ex 579 tu 600 eq 568
navy fcu 1k cash rewards 375/1000 250 ssl bal 20
penfed 2 different oloc 500 each 300/500 0/500
credit one 0/450
mjc 0/5000
overstock.commenity 1229/2050
discover secured 180/300
Senior Contributor
Posts: 3,511
Registered: ‎05-25-2016

Re: Let's start a barely made it in thread

That's the crazy part about Navy fed approvals, they are just all over the map , I was in my 650 almost when I had to recon a denial and I am still sitting at my 500 SL 10 mths later
Frequent Contributor
Posts: 420
Registered: ‎03-07-2007

Re: Let's start a barely made it in thread

Well they have a custom score so our fico 08 may not matter much to them I was at 590 when I was approved for 1k
fico 08 as of june 19 2017 ex 579 tu 600 eq 568
navy fcu 1k cash rewards 375/1000 250 ssl bal 20
penfed 2 different oloc 500 each 300/500 0/500
credit one 0/450
mjc 0/5000
overstock.commenity 1229/2050
discover secured 180/300
Frequent Contributor
Posts: 420
Registered: ‎03-07-2007
0

Re: Let's start a barely made it in thread

Please add info from other lenders y'all squeak into also I was just using nfcu as a example in the opening post but they seem to best the generous right now
fico 08 as of june 19 2017 ex 579 tu 600 eq 568
navy fcu 1k cash rewards 375/1000 250 ssl bal 20
penfed 2 different oloc 500 each 300/500 0/500
credit one 0/450
mjc 0/5000
overstock.commenity 1229/2050
discover secured 180/300
Senior Contributor
Posts: 3,511
Registered: ‎05-25-2016

Re: Let's start a barely made it in thread

I was barely approved for Cap One at 300 SL with 580s I think , and then Usaa 1k SL on 2 accts in one day with a little over 600 scores , I have been repairing my credit since Jan 2016 and have made leaps and bounds but I'm still very very new where revolving credit comes in as my oldest cc is only 1.5 years old now plus I had no used any credit for over 10 years so any old positive payment history had long fell away when I started so o was basically starting from scratch
Senior Contributor
Posts: 6,464
Registered: ‎04-23-2016

Re: Let's start a barely made it in thread

Barely approved Penfed Promise $500, 663 Nextgen originally,

Barely approved Navy Platinum $500, 700+Fico ,

Income severely hampers one with the big 2 Credit Unions in my experience. You can have the lowest fico but still get something good if you have the income to back up your profile. No money to be made of Joe Smoe but Super Steven , oh yeahSmiley Wink
Senior Contributor
Posts: 3,511
Registered: ‎05-25-2016

Re: Let's start a barely made it in thread

I totally agree with you AJC 🙁
Regular Contributor
Posts: 107
Registered: ‎04-11-2017

Re: Let's start a barely made it in thread

I got approved for a capital one unsecured platinum MC with these data points (triple pull) at the time. I'd say that qualifies for the "barely made it" crowd.

EX 533
TU 554
EQ 542

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