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Established Contributor
Posts: 593
Registered: ‎03-07-2007
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Re: Let's start a barely made it in thread

Yes that does qualiy
fico 08 08/01//2017 tu 629 eq 637
ex 611 overstock 0/2250 disc secured 0/ 300 credit one 0/450 navy c rewards 1000/3500 navy plat mc 0/2000 penfed oloc 0/500 x 2 mjc 0/5000 wally world 0/200 carecredit 0/800 eq 05 bankcard 669 if i knew who pulled it
Established Contributor
Posts: 593
Registered: ‎03-07-2007
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Re: Let's start a barely made it in thread

Qualify lol
fico 08 08/01//2017 tu 629 eq 637
ex 611 overstock 0/2250 disc secured 0/ 300 credit one 0/450 navy c rewards 1000/3500 navy plat mc 0/2000 penfed oloc 0/500 x 2 mjc 0/5000 wally world 0/200 carecredit 0/800 eq 05 bankcard 669 if i knew who pulled it
Regular Contributor
Posts: 147
Registered: ‎01-27-2016

Re: Let's start a barely made it in thread

Maybe a slightly different "barely made it" post here, but I got in with US Bank just barely... $300 limit with 750+ scores across the board, no negatives.  Debt-to-income ratio is killer.

AMEX Ameriprise Plat, PRG, B4B, BB+, SPG, ED, Hilton
BofA Alaska Biz, Travel Rewards, Cash Rewards, BBR
Discover it | | Citi Double Cash | Chase Hyatt
Barclaycard Ring, Jet Blue | US Bank Cash+
Amazon Store Card | Target REDCard
Established Contributor
Posts: 593
Registered: ‎03-07-2007
0 Kudos

Re: Let's start a barely made it in thread

my goodness  . us bank wont even accept a app from me but your case is ridiculous 

fico 08 08/01//2017 tu 629 eq 637
ex 611 overstock 0/2250 disc secured 0/ 300 credit one 0/450 navy c rewards 1000/3500 navy plat mc 0/2000 penfed oloc 0/500 x 2 mjc 0/5000 wally world 0/200 carecredit 0/800 eq 05 bankcard 669 if i knew who pulled it
Valued Contributor
Posts: 2,651
Registered: ‎05-08-2015

Re: Let's start a barely made it in thread

HAHA this is fun. Ill "brag" about my bucket list of toy limits.

 

Cabelas $500 11/2015, lots of use, lots of denials for cli. cant even afford a plinker on a $500

AMEX ED $500 2/2015, its $1500 now, denied increases many times since, even going for 2x instead of 3x.

Old navy $300 12/2015, upped to $3000 real quick which was cool, but I closed it.

 

ive had scores from 660 to 720 but i carry THREE citibank sett;led4;ess chargeoff crosses  that show on EX, one shows on TU and one EQ. This is why most sync retail cards and MC/VISA give me plenty of love, and why amex keeps a tight leash, us bank and bofa think i have credit aids still and will not give me time of day.

 

 

Open one, close three. Open one, close three.
Valued Contributor
Posts: 1,845
Registered: ‎10-10-2011

Re: Let's start a barely made it in thread

Barely Made it:

BofA Cash Rewards, $99/500.

I'm like FordGuy, my experian sucks!


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Regular Contributor
Posts: 142
Registered: ‎04-07-2017

Re: Let's start a barely made it in thread

I just got in with Amex on the delta card with a 619 exp FICO 8! A $1k SL that I hope to make $3k come 60 days
Established Contributor
Posts: 921
Registered: ‎10-12-2016

Re: Let's start a barely made it in thread

[ Edited ]

AverageJoesCredit wrote:
Barely approved Penfed Promise $500, 663 Nextgen originally,

Barely approved Navy Platinum $500, 700+Fico ,

Income severely hampers one with the big 2 Credit Unions in my experience. You can have the lowest fico but still get something good if you have the income to back up your profile. No money to be made of Joe Smoe but Super Steven , oh yeahSmiley Wink

We Ficoers Don't care about your income because We all think you are one of the nicest person on myfico plus you crack us up sometimes with your funny comments etc.

We love you AverageJoesCredit Smiley Happy

So we Ficoers just gave you a 100k limit on a card Smiley Happy hehe

Established Contributor
Posts: 593
Registered: ‎03-07-2007

Re: Let's start a barely made it in thread

Great post ppl I love info like this .gives me hope
fico 08 08/01//2017 tu 629 eq 637
ex 611 overstock 0/2250 disc secured 0/ 300 credit one 0/450 navy c rewards 1000/3500 navy plat mc 0/2000 penfed oloc 0/500 x 2 mjc 0/5000 wally world 0/200 carecredit 0/800 eq 05 bankcard 669 if i knew who pulled it
Established Contributor
Posts: 604
Registered: ‎05-09-2016

Re: Let's start a barely made it in thread

I started actively rebuilding my credit in January 2016. I started my credit karma account and applied to cap1 getting the QS1 and Feb , the platinum; both at 500 and my scores were late 500's across the board with later, collections, and three judgements.

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