My barely made it, really no clue how I made it story was my Chase Freedom all 3 of my scores were 620s and one 630. I got approved for $4500. I almost fell out of my chair lol! My scores had taken a major hit earlier in the year when I got divorced and was removed from my husbands accounts as AU, I also racked up 95% Uti from moving to a new state and had a ton of inquiries from property management companies while I looked for a rental in my new state. The lowest they had dipped was 600 so I was coming back up from all of that mess.
It was a tough year all around between the divorce, the move and having to completely start over. I was almost 20k in debt when I got approved for the Freedom from buying furniture and household items, paying for movers and car transport. I managed to pay everything off and a year out from my divorce managed to get my scores up to the 700s to purchase my very own house in my name alone. I have much better credit now and many good cards but that Chase Freedom will always have a special place in my heart because they gave me a chance when I was at a low point credit wise. I believe they opened the doors to my Amex, BoA and other cards.
