Logged into my Chase credit card account with multiple offers..

[Anonymous]

Just a heads up, I have over 5 inquiries on my account over the past 24 months. Three new offers came up, one for Sapphire with an APR of 16% and the other one is the Chase Slate. Plus, a auto loan. 
I clicked the new Sapphire application and all it asked me for was my income. It offered me 50,000 bonus points, plus no annual fee the first year! 

[Anonymous]

Yup, you are good to go.

[Anonymous]

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@Anonymous wrote:

Yup, you are good to go.

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I thought they didn't give offer or approve anyone with more than 5/24. I'm a little surprised!  Did that change?

[Anonymous]

Oh yeah, items that show up in your offers is the way around it. I found out recently too and love it.

[Anonymous]

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@Anonymous wrote:

Just a heads up, I have over 5 inquiries on my account over the past 24 months. Three new offers came up, one for Sapphire with an APR of 16% and the other one is the Chase Slate. Plus, a auto loan. 
I clicked the new Sapphire application and all it asked me for was my income. It offered me 50,000 bonus points, plus no annual fee the first year! 

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I'm possibly going out on a limb here assuming that because you mentioned "over 5 inquiries in the past 24 months" so strongly, you are under the impression that 5 inquiries in 24 months has some special meaning with Chase.

What you may be thinking of is their 5 new revolving credit accounts in the past 24 months, which is very completely different. Inquiries have nothing to do with that auto-denial rule.

As long as you have fewer than 5 new revolving accounts (new accounts, not inquiries) in the past 24 months you are definitely good to go.

[Anonymous]

If you have the green check mark chances are good.  I got my CSP this way and I was well over 5/24 new accounts.

[Anonymous]

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@Anonymous wrote:

If you have the green check mark chances are good.  I got my CSP this way and I was well over 5/24 new accounts.

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Yup the "selected for you" thing should bypass 5/24.

[Anonymous]

Yes. Looks like there are green check marks in all the card offers! 😬 I'll go for the Sapphire only! Excited! 😁

[dbw79]

Congrats to you if you go for it! I have a stupid question...where are the "offers" when you log into your Chase account? Must you have an existing Chase credit card login? I have a savings account with them only, and I don't see any offers tab? Just wondering, thank you.

[Anonymous]

Very interesting.  Is this seen once you login to Chase for your account?  When I went under Explore Products >> Your Offers I then see "Explore Chase Auto", "Explore Chase Credit Cards", and "Explore Chase Mortgage".