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Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Love PenFed!!!

A friendly reminder: please keep all posts friendly, supportive, and respectful per the terms of use for this site. There is no reason to flame others if they do not agree with your opinion of a certain banking / lending institution.

Thanks guys!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Love PenFed!!!

Congrats Mr postman! Nice to see that you've had a great experience with penfed and navy fed! Cu's rock!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Love PenFed!!!

I was looking at Penfed's bank fees and I saw this:

 

Excess of 15 transactions per cycle (all accounts)... 0.50

 

A little hard to tell, but I think this is for bill pay.  Now 50c isn't exactly a lot, but is this type of charge normal?  The banks I use (mainly internet ones) all have unlimited bill pay.

Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008
0

Re: Love PenFed!!!


webhopper wrote:
Congrats Mr postman! Nice to see that you've had a great experience with penfed and navy fed! Cu's rock!

Thanks web

 I opened my Penfed back 2008 back then score was still to low so i let my 40 or 50 bucks baked in the oven(checking) for 4 years july this year I opened the oven back and wallah Penfed loves me now i guess they like to see long relationship before they offer you bread and coffee. 

 

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Love PenFed!!!

[ Edited ]

RoFL. I love those analogies!!! Navy fed doesn't guard the cookie jar quite as closely as PEN fed; but you might as well order your last meal if you ever screw them over; so ive heard from stories on this and other sites.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Love PenFed!!!


webhopper wrote:
RoFL. I love those analogies!!! Navy fed doesn't guard the cookie jar quite as closely as navy fed; but you might as well order your last meal if you ever screw them over; so ive heard from stories on this and other sites.

Navy fed doesn't guard the cookie jar quite as closely as navy fed

 


Actually, I'm pretty sure they're are exactly the same!  I assume that one of these is meant to be Penfed.

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Love PenFed!!!

Oops! Haha I fixed that! You know your add is bad when you cant type a sentence without losing your focus!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011
0

Re: Love PenFed!!!

I appd for the navy but u have to be in the military zone to get approved.So i appd with penfed and after some back and forward approved at 6500$.I am really grateful to Penfed.Iam also grateful for all the posts we share here and ideas that help everyone getting some light on this long tunnel called Credit approval.


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Love PenFed!!!

This thread is locked and under moderator review.


Starting Score: 504

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