Thought I would share this nice story.
So I got a Discover card a little less than two years ago. I really like the perks and the service, and it is one of the three principle cards we use. Started with a $5k CL. Over the past year, I've gotten two automatic CLIs. One up to $6500 and another up to $8800. I don't think I've ever put more than $1500 on the card in one statement cycle. Trying to get all my CLs up >= $10,000, a couple months ago I requested a CLI of $2000, to bring it up to $10,800. Instant approval.
But, after reading here how they will counter if you ask for too much, I kind of smacked myself for asking for too little. Of course I couldn't ask for more right away because they still showed the prior request as 'pending'. So last night I checked again and I was eligible for another CLI request. This time I asked for a total of $15k, which I thought was reasonable and would ensure my utilization was always <10%.
So I filled in all the info and submitted........ Got a "we'll get back to you" response. Crap, I figured this was pretty much a denial, and was worried it might cause an AR since I've heard Discover is a bit stingy with CLs.
Anyway, early this morning I went and checked my account online, and low and behold my CL is now $15,000.
Woohoo! So now Discover is my second highest CL after my CSP.
Not that I need it, but it's always nice to have 
.
Crossing my fingers I'll have the same luck next month when I request $25k from Amex on my BCP!
@phonic wrote:Thought I would share this nice story.
So I got a Discover card a little less than two years ago. I really like the perks and the service, and it is one of the three principle cards we use. Started with a $5k CL. Over the past year, I've gotten two automatic CLIs. One up to $6500 and another up to $8800. I don't think I've ever put more than $1500 on the card in one statement cycle. Trying to get all my CLs up >= $10,000, a couple months ago I requested a CLI of $2000, to bring it up to $10,800. Instant approval.
But, after reading here how they will counter if you ask for too much, I kind of smacked myself for asking for too little. Of course I couldn't ask for more right away because they still showed the prior request as 'pending'. So last night I checked again and I was eligible for another CLI request. This time I asked for a total of $15k, which I thought was reasonable and would ensure my utilization was always <10%.
So I filled in all the info and submitted........ Got a "we'll get back to you" response. Crap, I figured this was pretty much a denial, and was worried it might cause an AR since I've heard Discover is a bit stingy with CLs.
Anyway, early this morning I went and checked my account online, and low and behold my CL is now $15,000.
Woohoo! So now Discover is my second highest CL after my CSP.
Not that I need it, but it's always nice to have
Crossing my fingers I'll have the same luck next month when I request $25k from Amex on my BCP!
Congrats. Always nice to see big increases from Discover.
Congrats to your success 
@phonic wrote:Thought I would share this nice story.
So I got a Discover card a little less than two years ago. I really like the perks and the service, and it is one of the three principle cards we use. Started with a $5k CL. Over the past year, I've gotten two automatic CLIs. One up to $6500 and another up to $8800. I don't think I've ever put more than $1500 on the card in one statement cycle. Trying to get all my CLs up >= $10,000, a couple months ago I requested a CLI of $2000, to bring it up to $10,800. Instant approval.
But, after reading here how they will counter if you ask for too much, I kind of smacked myself for asking for too little. Of course I couldn't ask for more right away because they still showed the prior request as 'pending'. So last night I checked again and I was eligible for another CLI request. This time I asked for a total of $15k, which I thought was reasonable and would ensure my utilization was always <10%.
So I filled in all the info and submitted........ Got a "we'll get back to you" response. Crap, I figured this was pretty much a denial, and was worried it might cause an AR since I've heard Discover is a bit stingy with CLs.
Anyway, early this morning I went and checked my account online, and low and behold my CL is now $15,000.
Woohoo! So now Discover is my second highest CL after my CSP.
Not that I need it, but it's always nice to have
Crossing my fingers I'll have the same luck next month when I request $25k from Amex on my BCP!
Congrats on your CLI's I would say they do luv you
Congrats! Thanks for sharing.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Simply awesome. Congrats on your CLI!
@phonic wrote:Thought I would share this nice story.
So I got a Discover card a little less than two years ago. I really like the perks and the service, and it is one of the three principle cards we use. Started with a $5k CL. Over the past year, I've gotten two automatic CLIs. One up to $6500 and another up to $8800. I don't think I've ever put more than $1500 on the card in one statement cycle. Trying to get all my CLs up >= $10,000, a couple months ago I requested a CLI of $2000, to bring it up to $10,800. Instant approval.
But, after reading here how they will counter if you ask for too much, I kind of smacked myself for asking for too little. Of course I couldn't ask for more right away because they still showed the prior request as 'pending'. So last night I checked again and I was eligible for another CLI request. This time I asked for a total of $15k, which I thought was reasonable and would ensure my utilization was always <10%.
So I filled in all the info and submitted........ Got a "we'll get back to you" response. Crap, I figured this was pretty much a denial, and was worried it might cause an AR since I've heard Discover is a bit stingy with CLs.
Anyway, early this morning I went and checked my account online, and low and behold my CL is now $15,000.
Woohoo! So now Discover is my second highest CL after my CSP.
Not that I need it, but it's always nice to have
Crossing my fingers I'll have the same luck next month when I request $25k from Amex on my BCP!
Congrats on the CLIs. If you dont mind me asking but what is your income and AAoA?
Thanks everyone! I was surprised after the initial pending notice.
efranklin23: Income is low six figures and AAoA is almost 4 years.
efranklin23: Income is low six figures and AAoA is almost 4 years.
