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NFCU CLI Paystub Request

NFCU CLI Paystub Request

I was approved for a NFCU cashRewards card in November with a starting line of $6,000.  I put in a CLI request before the third statement cut but after 90 days acct. age and received a denial letter with no HP.  I waited for the third statement to cut and requested a CLI again.  I was given the 24-hour message and was later requested to send in paystubs.

 

I read a thread that mentioned similar circumstances but the OP never mentioned the outcome.  NFCU experts: is a request for paystubs a good sign? 

 

Thanks!

11 REPLIES
Super Contributor

Re: NFCU CLI Paystub Request

Cant see how it would hurtSmiley Happy Good luckSmiley Happy
Valued Contributor

Re: NFCU CLI Paystub Request

I would definitely say so if everything is legitimate CLI should be approved.
Valued Contributor

Re: NFCU CLI Paystub Request

If your paystubs match what you claimed your CLI will get approved.  Probably at the 25k level.

Gardening till 2018, Goal of 700's by the end of 2017
MyFico Scores Aug 2017: EQ 675 TU 695 EXP 698
Established Contributor

Re: NFCU CLI Paystub Request


buildingcreditfromnothing wrote:

I was approved for a NFCU cashRewards card in November with a starting line of $6,000.  I put in a CLI request before the third statement cut but after 90 days acct. age and received a denial letter with no HP.  I waited for the third statement to cut and requested a CLI again.  I was given the 24-hour message and was later requested to send in paystubs.

 

I read a thread that mentioned similar circumstances but the OP never mentioned the outcome.  NFCU experts: is a request for paystubs a good sign? 

 

Thanks!


It's a great sign - it means they intend to approve you, but just need to verify income to determine how much

Re: NFCU CLI Paystub Request

Glad to hear! I uploaded the pay stubs yesterday morning and haven't heard back yet. Let's hope they make a decision tomorrow.
Valued Contributor

Re: NFCU CLI Paystub Request

I had to send them in to get the CLOC at 2.5k originally. They have not requested any since, and they increased The CC from 15.6k to 21.5k as well as CLOC up to 15k

Re: NFCU CLI Paystub Request


TygerHawke wrote:

buildingcreditfromnothing wrote:

I was approved for a NFCU cashRewards card in November with a starting line of $6,000.  I put in a CLI request before the third statement cut but after 90 days acct. age and received a denial letter with no HP.  I waited for the third statement to cut and requested a CLI again.  I was given the 24-hour message and was later requested to send in paystubs.

 

I read a thread that mentioned similar circumstances but the OP never mentioned the outcome.  NFCU experts: is a request for paystubs a good sign? 

 

Thanks!


It's a great sign - it means they intend to approve you, but just need to verify income to determine how much


Still haven't heard anything.  How long does it take them to review documents?

Established Contributor

Re: NFCU CLI Paystub Request

Navy knows what's up.  Paystub proper, none of that 4506-T nonsense.

Established Contributor

Re: NFCU CLI Paystub Request


buildingcreditfromnothing wrote:
Glad to hear! I uploaded the pay stubs yesterday morning and haven't heard back yet. Let's hope they make a decision tomorrow.

They're kind of bad about replying...likely the next notice you see will be seeing a new CL in online banking

 

*Fingers crossed*

 

Good Luck!