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Contributor
Posts: 140
Registered: ‎01-29-2014
0

NFCU CLI Paystub Request

I was approved for a NFCU cashRewards card in November with a starting line of $6,000.  I put in a CLI request before the third statement cut but after 90 days acct. age and received a denial letter with no HP.  I waited for the third statement to cut and requested a CLI again.  I was given the 24-hour message and was later requested to send in paystubs.

 

I read a thread that mentioned similar circumstances but the OP never mentioned the outcome.  NFCU experts: is a request for paystubs a good sign? 

 

Thanks!

Senior Contributor
Posts: 5,648
Registered: ‎04-23-2016

Re: NFCU CLI Paystub Request

Cant see how it would hurtSmiley Happy Good luckSmiley Happy
Valued Contributor
Posts: 1,664
Registered: ‎08-02-2016

Re: NFCU CLI Paystub Request

I would definitely say so if everything is legitimate CLI should be approved.
Valued Contributor
Posts: 1,480
Registered: ‎12-16-2014

Re: NFCU CLI Paystub Request

If your paystubs match what you claimed your CLI will get approved.  Probably at the 25k level.

NFCU Go Rewards 18k, NFCU Go Rewards AU 22k, NFCU CLOC 15k, NFCU N Rewards 14k, Amex ED preferred 12k, Amex BC 1k, USAA CL 2k, Hawaiian Air Barclay 1.2k, Venture One 10.1k, Target 3.5k, Citi Costco 2k, Citi AAdvantage 7k, NFCU Platinum AR $2.4K, Penfed Platinum Rewards $5.5k. PayPal 2.2K

Gardening till 2018, Goal of 700's by the end of 2017
MyFico Scores May 2017: EQ 692 TU 700 EXP 698
Established Contributor
Posts: 956
Registered: ‎04-14-2016

Re: NFCU CLI Paystub Request


buildingcreditfromnothing wrote:

I was approved for a NFCU cashRewards card in November with a starting line of $6,000.  I put in a CLI request before the third statement cut but after 90 days acct. age and received a denial letter with no HP.  I waited for the third statement to cut and requested a CLI again.  I was given the 24-hour message and was later requested to send in paystubs.

 

I read a thread that mentioned similar circumstances but the OP never mentioned the outcome.  NFCU experts: is a request for paystubs a good sign? 

 

Thanks!


It's a great sign - it means they intend to approve you, but just need to verify income to determine how much






BK7 Discharged 4/27/2016 - Fico 8 as of 05/18/2017: EX 655 / TU 660 / EQ 676 - Follow my Journey Here
Contributor
Posts: 140
Registered: ‎01-29-2014
0

Re: NFCU CLI Paystub Request

Glad to hear! I uploaded the pay stubs yesterday morning and haven't heard back yet. Let's hope they make a decision tomorrow.
Valued Contributor
Posts: 2,086
Registered: ‎02-14-2016

Re: NFCU CLI Paystub Request

I had to send them in to get the CLOC at 2.5k originally. They have not requested any since, and they increased The CC from 15.6k to 21.5k as well as CLOC up to 15k
Contributor
Posts: 140
Registered: ‎01-29-2014
0

Re: NFCU CLI Paystub Request


TygerHawke wrote:

buildingcreditfromnothing wrote:

I was approved for a NFCU cashRewards card in November with a starting line of $6,000.  I put in a CLI request before the third statement cut but after 90 days acct. age and received a denial letter with no HP.  I waited for the third statement to cut and requested a CLI again.  I was given the 24-hour message and was later requested to send in paystubs.

 

I read a thread that mentioned similar circumstances but the OP never mentioned the outcome.  NFCU experts: is a request for paystubs a good sign? 

 

Thanks!


It's a great sign - it means they intend to approve you, but just need to verify income to determine how much


Still haven't heard anything.  How long does it take them to review documents?

Established Contributor
Posts: 914
Registered: ‎10-02-2015
0

Re: NFCU CLI Paystub Request

Navy knows what's up.  Paystub proper, none of that 4506-T nonsense.

Established Contributor
Posts: 956
Registered: ‎04-14-2016
0

Re: NFCU CLI Paystub Request


buildingcreditfromnothing wrote:
Glad to hear! I uploaded the pay stubs yesterday morning and haven't heard back yet. Let's hope they make a decision tomorrow.

They're kind of bad about replying...likely the next notice you see will be seeing a new CL in online banking

 

*Fingers crossed*

 

Good Luck!






BK7 Discharged 4/27/2016 - Fico 8 as of 05/18/2017: EX 655 / TU 660 / EQ 676 - Follow my Journey Here

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