NFCU CLI or new card? Thoughts?

[Anonymous]

Yeah I have the CLOC.

Funny, I actually applied for it 3 weeks after I already had an account, thought for sure I wouldn't get it becuase my util was at +80% but they approved it, instantly.

I'm not really concerned about HP anymore, I'm not looking to open a bunch of cards or go on a spree. I just want (with high limits) an NFCU and PenFed and Chase card, that's all!

[Anonymous]

I agree with what seems to be the consensus opinion but have no first hand knowledge of the subject. 

CLI first then 2nd card.

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@Anonymous wrote:

I'm not really concerned about HP anymore, I'm not looking to open a bunch of cards or go on a spree. I just want (with high limits) an NFCU and PenFed and Chase card, that's all!

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I suppose if HP is not a concern then waiting for May AR doesn't matter.  I will say, at least in my life, things that didn't seem to matter to me 6 months ago matter a great deal to me now.

[Anonymous]

last week I was approved for a CLI increase but resulted as a HP, are you saying I can use the last HP to apply for an additional card with NFCU?