NFCU CLOC

[Anonymous]

Hello everyone

i have a question.

so I subscribe to MYFICO. On my scores on the main page it's 589. All the other scores on their are below 589 only one that is higher is the mortgage at 633.

i applied for cloc at navy and it declined and said in the letter the score is 679 which doesnt go along with any of the scores on myFICO. Now I'm thinking myFICO is a waste?

why would this happen?

[AverageJoesCredit]

Navy uses an internal score plus theyve started offering up Fico 9 so it could be its just a different scoring model. Check to see what the scale or range is on the score. Should give you a better idea

[Anonymous]

It has a score range of 334-818

[Anonymous]

Yeah navy's internal scoring is different. That why your score is different

[JoeLuvsHisCredit]

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@Anonymous wrote:
Yeah navy's internal scoring is different. That why your score is different

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+1

My fico score is 767 but they have me down at 346 and my letter says Scores ranges from a low of 100 to a high of 450 (my credit card ap letter)

[mrldp40]

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@Anonymous wrote:
It has a score range of 334-818

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i think this is a eq 05 score range    when i was approved for cashrewards in april it was internal score 218  of a range from 100-450 my last card was 260  of a range from 100-450