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@Appleman wrote:My wife and I both have NFCU accounts. Each of our first card was $25K instant approval. Both of us applied for second cards and were approved for $5,000. At 3 month point for both (you could actually see 3 statements) we both selected Max Limit and given $25K on our individual second cards. YMMV
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If you have a spouse or significant other it is a good move to have them join and create a seperate account that is joint. Get them the CLOC and their own card. That is what we did. Both of us have 15k CLOC and CCs, hers is 22k and mine 18k, our second cards have low starting limits that we expect will increase to the 20k level soon enough.