NFCU Visa Platinum CLI

[12njoy]

Received 2nd statement and decided to ask for a CLI.  I was just denied a CLI two weeks ago.  I put my bureaus on ice so no HP.  Asked to go from $2,500 to $10,000.  Instantly approved with SP.  Not bad considering I started with the Flagship in April 2014 with 15k.  My Flagship is now at 25k, Visa Platinum at 10k, LOC at 15k.  That's 50k in 5 months.  Next month is my 6th month on the Flagship.  I'll see if I can get that up to 35k.  The Boards have been exceptional and a special shout out to CreditAddict.

[12njoy]

Thanks BarryNTexas

[rootpooty]

dont even get me started with them.  i cant stand them.  there is something in their system that is out to get me lol.  congrats on your sucess with them

[12njoy]

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@rootpooty wrote:

dont even get me started with them.  i cant stand them.  there is something in their system that is out to get me lol.  congrats on your sucess with them

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I agree with you.  My brother got a Flagship the same time I did and they won't give him an increase at all.  He has done everything I've told him to do like charge/pay in full.  His score is about the same as mine 703.  Can't figure it out myself.

[Creditaddict]

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@12njoy wrote:

Received 2nd statement and decided to ask for a CLI.  I was just denied a CLI two weeks ago.  I put my bureaus on ice so no HP.  Asked to go from $2,500 to $10,000.  Instantly approved with SP.  Not bad considering I started with the Flagship in April 2014 with 15k.  My Flagship is now at 25k, Visa Platinum at 10k, LOC at 15k.  That's 50k in 5 months.  Next month is my 6th month on the Flagship.  I'll see if I can get that up to 35k.  The Boards have been exceptional and a special shout out to CreditAddict.

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sounds like you should go back right now and ask for $25k since the $10k went through with no counter.

besides the $25 to $35k will require HP and manual review vs. this plat. can probably get sp until you hit the $25k

[12njoy]

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@Creditaddict wrote:

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@12njoy wrote:

Received 2nd statement and decided to ask for a CLI.  I was just denied a CLI two weeks ago.  I put my bureaus on ice so no HP.  Asked to go from $2,500 to $10,000.  Instantly approved with SP.  Not bad considering I started with the Flagship in April 2014 with 15k.  My Flagship is now at 25k, Visa Platinum at 10k, LOC at 15k.  That's 50k in 5 months.  Next month is my 6th month on the Flagship.  I'll see if I can get that up to 35k.  The Boards have been exceptional and a special shout out to CreditAddict.

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sounds like you should go back right now and ask for $25k since the $10k went through with no counter.

besides the $25 to $35k will require HP and manual review vs. this plat. can probably get sp until you hit the $25k

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I'm scared.  I know you're the guru on NFCU.  Will this be a SP or will this require a manual review.  They seem to have timeframes established in between cli's.

[Creditaddict]

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@12njoy wrote:

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@Creditaddict wrote:

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@12njoy wrote:

Received 2nd statement and decided to ask for a CLI.  I was just denied a CLI two weeks ago.  I put my bureaus on ice so no HP.  Asked to go from $2,500 to $10,000.  Instantly approved with SP.  Not bad considering I started with the Flagship in April 2014 with 15k.  My Flagship is now at 25k, Visa Platinum at 10k, LOC at 15k.  That's 50k in 5 months.  Next month is my 6th month on the Flagship.  I'll see if I can get that up to 35k.  The Boards have been exceptional and a special shout out to CreditAddict.

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sounds like you should go back right now and ask for $25k since the $10k went through with no counter.

besides the $25 to $35k will require HP and manual review vs. this plat. can probably get sp until you hit the $25k

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I'm scared.  I know you're the guru on NFCU.  Will this be a SP or will this require a manual review.  They seem to have timeframes established in between cli's.

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1. since the first was instant, unless $10k happens to be the limit in the computer, you have more to go back and ask for.... that's why you ask for $25k.

2. you just said your report was on ice... who cares if they want manual review... tell them cancel request if that happens.

3. clear cookies, and browsing history before you go back in for 2nd time.

[B335is]

Congrats 12njoy!!

CA is right, go back for more.

[12njoy]

Ok here goes.  I'll be right back

[rootpooty]

go ahead make me mad go get your success!