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NFCU Visa Platinum CLI

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12njoy
Super Contributor

Re: NFCU Visa Platinum CLI


@Creditaddict wrote:

@12njoy wrote:

@Creditaddict wrote:

@12njoy wrote:

Received 2nd statement and decided to ask for a CLI.  I was just denied a CLI two weeks ago.  I put my bureaus on ice so no HP.  Asked to go from $2,500 to $10,000.  Instantly approved with SP.  Not bad considering I started with the Flagship in April 2014 with 15k.  My Flagship is now at 25k, Visa Platinum at 10k, LOC at 15k.  That's 50k in 5 months.  Next month is my 6th month on the Flagship.  I'll see if I can get that up to 35k.  The Boards have been exceptional and a special shout out to CreditAddict.


sounds like you should go back right now and ask for $25k since the $10k went through with no counter.

besides the $25 to $35k will require HP and manual review vs. this plat. can probably get sp until you hit the $25k


I'm scared.  I know you're the guru on NFCU.  Will this be a SP or will this require a manual review.  They seem to have timeframes established in between cli's.


1. since the first was instant, unless $10k happens to be the limit in the computer, you have more to go back and ask for.... that's why you ask for $25k.

2. you just said your report was on ice... who cares if they want manual review... tell them cancel request if that happens.

3. clear cookies, and browsing history before you go back in for 2nd time.


It's a no go.  I got the message about "It's a condition that exist that prevents your request blah blah blah".  They have it set up that you have to wait or have a manual review.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 11 of 31
waynes1982
Frequent Contributor

Re: NFCU Visa Platinum CLI

clear your cookies and browser history and try again.  it's a caching thing.

Gardening since 06/01/2016


Message 12 of 31
rootpooty
Valued Contributor

Re: NFCU Visa Platinum CLI


@12njoy wrote:

@Creditaddict wrote:

@12njoy wrote:

@Creditaddict wrote:

@12njoy wrote:

Received 2nd statement and decided to ask for a CLI.  I was just denied a CLI two weeks ago.  I put my bureaus on ice so no HP.  Asked to go from $2,500 to $10,000.  Instantly approved with SP.  Not bad considering I started with the Flagship in April 2014 with 15k.  My Flagship is now at 25k, Visa Platinum at 10k, LOC at 15k.  That's 50k in 5 months.  Next month is my 6th month on the Flagship.  I'll see if I can get that up to 35k.  The Boards have been exceptional and a special shout out to CreditAddict.


sounds like you should go back right now and ask for $25k since the $10k went through with no counter.

besides the $25 to $35k will require HP and manual review vs. this plat. can probably get sp until you hit the $25k


I'm scared.  I know you're the guru on NFCU.  Will this be a SP or will this require a manual review.  They seem to have timeframes established in between cli's.


1. since the first was instant, unless $10k happens to be the limit in the computer, you have more to go back and ask for.... that's why you ask for $25k.

2. you just said your report was on ice... who cares if they want manual review... tell them cancel request if that happens.

3. clear cookies, and browsing history before you go back in for 2nd time.


It's a no go.  I got the message about "It's a condition that exist that prevents your request blah blah blah".  They have it set up that you have to wait or have a manual review.


this happend to me word for word last week after my sp approval on cash rewards.  I did everything cleared you name it even got on my imac from pc to ipad to android phone to google chrome to safari to you name it lol and still no dice!  

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 13 of 31
12njoy
Super Contributor

Re: NFCU Visa Platinum CLI

I'll be waiting a few months.  Smiley Surprised

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 14 of 31
Creditaddict
Legendary Contributor

Re: NFCU Visa Platinum CLI


@12njoy wrote:

@Creditaddict wrote:

@12njoy wrote:

@Creditaddict wrote:

@12njoy wrote:

Received 2nd statement and decided to ask for a CLI.  I was just denied a CLI two weeks ago.  I put my bureaus on ice so no HP.  Asked to go from $2,500 to $10,000.  Instantly approved with SP.  Not bad considering I started with the Flagship in April 2014 with 15k.  My Flagship is now at 25k, Visa Platinum at 10k, LOC at 15k.  That's 50k in 5 months.  Next month is my 6th month on the Flagship.  I'll see if I can get that up to 35k.  The Boards have been exceptional and a special shout out to CreditAddict.


sounds like you should go back right now and ask for $25k since the $10k went through with no counter.

besides the $25 to $35k will require HP and manual review vs. this plat. can probably get sp until you hit the $25k


I'm scared.  I know you're the guru on NFCU.  Will this be a SP or will this require a manual review.  They seem to have timeframes established in between cli's.


1. since the first was instant, unless $10k happens to be the limit in the computer, you have more to go back and ask for.... that's why you ask for $25k.

2. you just said your report was on ice... who cares if they want manual review... tell them cancel request if that happens.

3. clear cookies, and browsing history before you go back in for 2nd time.


It's a no go.  I got the message about "It's a condition that exist that prevents your request blah blah blah".  They have it set up that you have to wait or have a manual review.


that is not a navy won't give you more credit issue... that is an internet issue! or a navy website and internet issue... either way it's in no reflection of weather you can get more credit or not.

I had to switch to Firefox last time I got that response.... if you are using firefox, try chrome.

or wait and repeat tomorrow... but it is 100% just an error not related to your credit account and you need to keep trying until you either get a counter or get a 3-5 day message.... those are the only 2 messages from navy that actually are related to no more credit!

Message 15 of 31
12njoy
Super Contributor

Re: NFCU Visa Platinum CLI

ok let me try firefox. 

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 16 of 31
12njoy
Super Contributor

Re: NFCU Visa Platinum CLI

no go on Firefox or using my cell phone.

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 17 of 31
Creditaddict
Legendary Contributor

Re: NFCU Visa Platinum CLI


@12njoy wrote:

no go on Firefox or using my cell phone.


try tomorrow

Message 18 of 31
12njoy
Super Contributor

Re: NFCU Visa Platinum CLI

Will do thanks CA

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 19 of 31
myjourney
Super Contributor

Re: NFCU Visa Platinum CLI


@12njoy wrote:

Received 2nd statement and decided to ask for a CLI.  I was just denied a CLI two weeks ago.  I put my bureaus on ice so no HP.  Asked to go from $2,500 to $10,000.  Instantly approved with SP.  Not bad considering I started with the Flagship in April 2014 with 15k.  My Flagship is now at 25k, Visa Platinum at 10k, LOC at 15k.  That's 50k in 5 months.  Next month is my 6th month on the Flagship.  I'll see if I can get that up to 35k.  The Boards have been exceptional and a special shout out to CreditAddict.


Nice bump congrats Wooo Hooo

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Message 20 of 31
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