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NFCU didn't require POI from me either. Got 10K card but not LOC because of debt. I have AMEX charge but was denied ED last year. Also accepted for CSP, similar situation. Income 50K EQ 652. You should be OK for at least a card.
@xangoboy wrote:
Sounds good. Thanks Irish! I'm gonna go down and join next week. I'll let everyone know my results. Last question, is it better to apply for credit for NFCU in branch or online?
Doesn't matter. Either way works.