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NFCU just for CC and not checking acct?

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rmduhon
Valued Contributor

Re: NFCU just for CC and not checking acct?

From my understanding, it's a separate HP for all credit apps, including the CLOC. Occasionally 2
Message 11 of 14
Anonymous
Not applicable

Re: NFCU just for CC and not checking acct?


@rmduhon wrote:
From my understanding, it's a separate HP for all credit apps, including the CLOC. Occasionally 2

This has been my experience as well.

 

1 for CC, 1 for CLOC, 1 for CC CLI after 5 months, 1 for CLOC CLI after 5 months.

I may try in another few months to max the Cash Rewards at 25k, but 3 INQ seems a bit much for a card that I have no plans to use, other than having as a prybar.

Message 12 of 14
rmduhon
Valued Contributor

Re: NFCU just for CC and not checking acct?

For me and hubby it was 1 for membership, 1 for a loan, and 2 for a cc. Possibly 2 for the loan and 1 for the card. 3 pulls from TU and 1 from EQ. Not entirely sure which the EQ was for, but it definitely wasn't for membership. That's why I said occasionally 2.
Message 13 of 14
Anonymous
Not applicable

Re: NFCU just for CC and not checking acct?

You can explain multiple pulls same lender. I'm with most of you, I cringe at HP too. But, Navy is supposed to be a new chapter where you get CLs and LOCs that are useful so you can trash dead weight. Those are moving forward HP, not credit hunt HP.
Message 14 of 14
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