I never applied for this card until a few days ago when I decided that i needed it for its 15 month 0% BT offer... frankly, I'm glad I didn't. Once you have it and don't use the BT, you're screwed out of that offer for life. I'd close the darn thing if you're not going to use it - maybe, just maybe, they'd let you still re-apply later in life and keep the offer.
