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Nasa

Established Contributor

Nasa

Nasa Experian Fico just hit 700, are they BK firendly, if so how far out before apping?

Current Scores EQ 690| EX 681| TU 671
Comenity 50.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 21k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 1 of 25
24 REPLIES
Frequent Contributor

Re: Nasa

 

No idea if they're BK friendly, but, years ago I applied and was approved for an account and a credit card when my scores were in the mid 600s. 

 

Message 2 of 25
Regular Contributor

Re: Nasa

IMO they are neither BK nor inq friendly. I have a BK DC in 12/15 and have 25K in PenFed credit already but zero w NASA after two attempts. 

Message 3 of 25
Frequent Contributor

Re: Nasa

I don't think NASA would be a great loss. Back when I used to have an account and a credit card through them, it didn't feel like anything special. I didn't really like banking with them and the credit card was their most basic card.

Message 4 of 25
Established Contributor

Re: Nasa


FicoScore626 wrote:

I don't think NASA would be a great loss. Back when I used to have an account and a credit card through them, it didn't feel like anything special. I didn't really like banking with them and the credit card was their most basic card.


Oh i see, I only log in monthly to view my free Fico 2 score from Experian.  I never here much about them on the forum.  Navy Fed and PenFed get most of the love here.

Current Scores EQ 690| EX 681| TU 671
Comenity 50.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 21k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 5 of 25
Established Contributor

Re: Nasa


CS850 wrote:

IMO they are neither BK nor inq friendly. I have a BK DC in 12/15 and have 25K in PenFed credit already but zero w NASA after two attempts. 


Wonder is i should app PenFed and see if I could get some of that love, my BK DC was 1/15

Current Scores EQ 690| EX 681| TU 671
Comenity 50.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 21k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 6 of 25
Regular Contributor

Re: Nasa

Yes. But try to manipulate your EQ score to closer to 700 before you have them pull. Good luck. They're great. 

Message 7 of 25
Established Contributor

Re: Nasa

NASA was one of my first high limit cards... I was stuck with $1K limits, tons of inquiries, around 650, and was approved for $15K.

 

So, don't buy in to the "must be close to 700 with few INQ" nonsense, it's just not true.

Starting (July 2013): 557 EQ - 586 TU - 591 EX ** Current: (Jan 2017): 715 EQ - 750 TU - 730 EX ** Goal: 750+ on all
Message 8 of 25
Established Contributor

Re: Nasa


skigirl916 wrote:

NASA was one of my first high limit cards... I was stuck with $1K limits, tons of inquiries, around 650, and was approved for $15K.

 

So, don't buy in to the "must be close to 700 with few INQ" nonsense, it's just not true.


wow, 15k, thats amazing!

Current Scores EQ 690| EX 681| TU 671
Comenity 50.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 21k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 9 of 25
Established Contributor

Re: Nasa


CS850 wrote:

Yes. But try to manipulate your EQ score to closer to 700 before you have them pull. Good luck. They're great. 


ok thanks

Current Scores EQ 690| EX 681| TU 671
Comenity 50.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 21k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 10 of 25