cancel
Showing results for 
Search instead for 
Did you mean: 

Navy Federal Thread for CLI and Additional Cards

tag
peghede
Valued Contributor

Re: Navy Federal Thread for CLI and Additional Cards

This was not on new account.

when navy HP (exemple) TU 12/02/2016 they also pull those 3 same day:

 
CHECKING ACCOUNT AND DEMAND DEPOSIT ACCOUNT(DDA) ACTIVITY
Data Source: 
Chex Systems Inc.
Requested by: 
NAVY FCUVISA
Requested on: 
12/02/2016
.
SUPPLEMENTAL CONSUMER CREDIT INFORMATION
Data Source: 
CoreLogic Inc.
Requested by: 
NAVY FCUVISA
Requested on: 
12/02/2016
 
CLUB & SUBSCRIPTION ACTIVITY
Data Source: 
Alliant Cooperative Data Solutions.
Requested by: 
NAVY FCUVISA
12/02/2016
Now u know when they hp they always pull other 3 to before they make decision..make sense for the 24 hrs ....

 

Message 3461 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

Hi guys,

 

I've been reading th eCLI postings for awhile.  I am glad that I have..I have a SL of 1700 on the Gorewards card.  I am waiting until August 6th to get my 3 month statement.

Then I am going to apply for an increase.

 

I just wanted to say thank you in advance.  If it werent for you guys I would have pulle dthe trigger last month and got denied.  I will wait until August 7th and hit the button.

Message 3462 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

Are we able to get copies of our reports from these 3?

Message 3463 of 17,187
sdsoccerdad
Established Contributor

Re: Navy Federal Thread for CLI and Additional Cards

I'm wondering now how long I should wait to go for my next CLI.  I got the card in October of last year, received CLI after 91st day/3 statements.  

Doesn't seem like anyone is having any luck..

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 3464 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

Initial credit line on my cash Rewards is 24k and my 91 days/3 statements is about to occur.  What's the most I can ask for in regards to CLI?  I may just leave it where it is and apply for the CLOC instead though.  Still deciding...

Message 3465 of 17,187
mrldp40
Established Contributor

Re: Navy Federal Thread for CLI and Additional Cards


@Anonymous wrote:

Are we able to get copies of our reports from these 3?


yes there on the online credit report from trans union. i imagine there on tu hard copies too.

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 3466 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

@Rty7186, I would leave it. Most folks are reporting no love and a hard pull for their trouble when requesting a CLI on limits over 20k. The CLOC is a better bet for you to get some value for your HP.
Message 3467 of 17,187
forestgreenrover
Regular Contributor

Re: Navy Federal Thread for CLI and Additional Cards

Hit 91 days and three statements earlier this month on my cashRewards (12k SL), but I'm not interested in a CLI (as 12k is way, waaaaay more than enough for me on one card) as I'm waiting for the moreRewards AMEX. Tbh I'm really surprised more aren't doing that as well. Personally, I don't want to get anywhere near my internal limit with them, with that card still sitting on the horizon. 

AmEx Gold, BECU Cash Back 38k, PSECU Founders Visa Sig 30k, IKEA Projekt 28k, NFCU CashRewards 28k, Macy's AmEx 25k, NFCU More Rewards 24.5k, PNC Cash Rewards Visa Sig 20k, PNC Core 20k, Lowe's 17k, Overstock.com 16k, NFCU Plat 15.3k, FNBO Visa 12.3k, AmEx BCP 12k, AmEx EDP 12k, Citi DC 11k, AmEx Delta Gold SkyMiles 10k, PayPal 2% 10k, NFCU CLOC 10k, BBVA Clear Points 9.5k, Amazon Store 8k, Discover it 7.9k, PenFed Power Cash 6.25k, Kay 5.25k, Huntington Voice Plat 5.1k, J.Crew 4.5k, 5/3rd Trio 4k, Citizens Cash Back+ 3.8k, BB&T Bright 3.5k, BB&T Spectrum CR 3.5k, WF Cash Wise 3k, Huntington Voice Rewards 2.9k, WF Propel 2k, BECU Visa 2k, Citi Goodyear 1.9k, Cap 1 QS 1.75k, Cap 1 QS 1.45k
Message 3468 of 17,187
Anonymous
Not applicable

Re: Navy Federal Thread for CLI and Additional Cards

I am curious...I was approved for..1) 2900 GoRewards card..2)15k CLOC...3) 32K Auto loan. Next month on the 19th I will hit my 3rd statement cut and 91+days. Wondering if applying for Green card NOW would cause any issue with my upcoming CLI chances. Whether approved or denied, would applying NOW cause a rift next month when I request CLI on GoRewards.....??????

Message 3469 of 17,187
forestgreenrover
Regular Contributor

Re: Navy Federal Thread for CLI and Additional Cards

Well, unless I've missed something, we've only seen one CLI this round of AR like we're used to seeing. Seems like everyone is getting bounced. Therefore, unless your scores have soared like 100+ since you opened with them, my guess is you probably aren't going to get a 91/3 CLI. So, if you want that cashRewards, then go for it. I have it. I love it. Great card. If it were me, I'd forget about the CLI on the 1st card for now, six months should put you right around the holidays. What a nice little boost that would be!

AmEx Gold, BECU Cash Back 38k, PSECU Founders Visa Sig 30k, IKEA Projekt 28k, NFCU CashRewards 28k, Macy's AmEx 25k, NFCU More Rewards 24.5k, PNC Cash Rewards Visa Sig 20k, PNC Core 20k, Lowe's 17k, Overstock.com 16k, NFCU Plat 15.3k, FNBO Visa 12.3k, AmEx BCP 12k, AmEx EDP 12k, Citi DC 11k, AmEx Delta Gold SkyMiles 10k, PayPal 2% 10k, NFCU CLOC 10k, BBVA Clear Points 9.5k, Amazon Store 8k, Discover it 7.9k, PenFed Power Cash 6.25k, Kay 5.25k, Huntington Voice Plat 5.1k, J.Crew 4.5k, 5/3rd Trio 4k, Citizens Cash Back+ 3.8k, BB&T Bright 3.5k, BB&T Spectrum CR 3.5k, WF Cash Wise 3k, Huntington Voice Rewards 2.9k, WF Propel 2k, BECU Visa 2k, Citi Goodyear 1.9k, Cap 1 QS 1.75k, Cap 1 QS 1.45k
Message 3470 of 17,187
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.