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Navy Federal Thread for CLI and Additional Cards

Epic Contributor

Navy Federal Thread for CLI and Additional Cards

By popular demand and the fact that when someone posts to the other Navy Federal CLI thread it crashes my "Mail" program I think we should do a new updated one since we hopefully get the $25k request part.

 

 

UPDATE:

 

~ You can no longer move CL's from one account to open a 2nd account that has been denied.

 

~ Navy seems to be enforcing a new 6 month between CLI policy

 

~ 6-month policy doesn't apply to getting a 2nd card.  Some are having success at just over a month of first card approval

 

~ New Max button is your friend for CLI requests.

5,055 REPLIES
Community Leader
Super Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

I was hoping you'd start a different thread! I will here for my results when I decide to do itSmiley Happy
(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 2 of 5,056
Valued Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

hopefully they match my CL on the GoRewards card quickly!

TU FICO: 672 EQ FICO: 660
NFCU LOC 15k NFCU CR Visa Sig 17.5k NFCU GR MC 17.5k Barclays RMC 10k Cap1 QS Visa 5k DFCU Visa Plat 4.6k R2G 3.7k RFCU Visa 3k Walmart 1k
Garden since: 1 Jan 2015
Message 3 of 5,056
Community Leader
Senior Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Good idea creditaddict! My card almost match this scenario exactly!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 4 of 5,056
Valued Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


Scupra wrote:
Good idea creditaddict! My card almost match this scenario exactly!

go for a 3rd card!!!!

TU FICO: 672 EQ FICO: 660
NFCU LOC 15k NFCU CR Visa Sig 17.5k NFCU GR MC 17.5k Barclays RMC 10k Cap1 QS Visa 5k DFCU Visa Plat 4.6k R2G 3.7k RFCU Visa 3k Walmart 1k
Garden since: 1 Jan 2015
Message 5 of 5,056
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

I got a sp cli from 6k to 8.5k after i think 4 months with my n rewards then applied a week later for a cash rewards, it needed review like all my other navy federal accounts then they approved it for 2.5k.  i about 2 months into the second card so hopefully in 2 more months they match it to 8.5k like the others. i also have 15k on my navcheck loc

72 cards and done 312,800 in available credit
0.5% uti / 2.2 aaoa
eq 698 / ex 712 / tu 729


inqs= eq 48 / ex 35 / tu 15
Message 6 of 5,056
Frequent Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Rock on CA NFCU guru

Message 7 of 5,056
Community Leader
Senior Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


1GaDawg85 wrote:

Scupra wrote:
Good idea creditaddict! My card almost match this scenario exactly!

go for a 3rd card!!!!


Haha! All reports on ice and watching things grow for now! 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 8 of 5,056
Epic Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Moss man if you apply for cli on your new account and they go higher than the 8.5k you have on your first that means you can probably cli your first again too!
Message 9 of 5,056
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

thats what im hoping for


Creditaddict wrote:
Moss man if you apply for cli on your new account and they go higher than the 8.5k you have on your first that means you can probably cli your first again too!

 

72 cards and done 312,800 in available credit
0.5% uti / 2.2 aaoa
eq 698 / ex 712 / tu 729


inqs= eq 48 / ex 35 / tu 15
Message 10 of 5,056