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Established Contributor
Posts: 561
Registered: ‎12-25-2016

Re: Navy Federal Thread for CLI and Additional Cards


dch wrote:

YALL IM SHOUTING!!!!!!! I posted other day had a 1700 cash rewards and applied for a increase was denied, applied for cloc for 7500 as I was scared to ask for any more APPROVED. Been keeping up the thread on this, just applied for the go rewards AND WAS APPROVED FOR 6800.00 IM TAKING MY TAIL TO THE GARDEN RIGHT NOW, THANK YOU ALL FOR THE HELP!!!!!


WAY TO GO dch........Congrats. When did you first get approved for the 1700 cash rewards card...has it been 90 days or better? 

Regular Contributor
Posts: 184
Registered: ‎01-03-2016

Re: Navy Federal Thread for CLI and Additional Cards

Yes was approved in April for the cash rewards the 14th. Thank you im truly done with applying for anything for now!!!!!
Established Contributor
Posts: 884
Registered: ‎03-18-2009

Re: Navy Federal Thread for CLI and Additional Cards

[ Edited ]

This was not on new account.

when navy HP (exemple) TU 12/02/2016 they also pull those 3 same day:

 
CHECKING ACCOUNT AND DEMAND DEPOSIT ACCOUNT(DDA) ACTIVITY
Data Source: 
Chex Systems Inc.
Requested by: 
NAVY FCUVISA
Requested on: 
12/02/2016
.
SUPPLEMENTAL CONSUMER CREDIT INFORMATION
Data Source: 
CoreLogic Inc.
Requested by: 
NAVY FCUVISA
Requested on: 
12/02/2016
 
CLUB & SUBSCRIPTION ACTIVITY
Data Source: 
Alliant Cooperative Data Solutions.
Requested by: 
NAVY FCUVISA
12/02/2016
Now u know when they hp they always pull other 3 to before they make decision..make sense for the 24 hrs ....

 

Established Member
Posts: 28
Registered: ‎07-17-2017

Re: Navy Federal Thread for CLI and Additional Cards

Hi guys,

 

I've been reading th eCLI postings for awhile.  I am glad that I have..I have a SL of 1700 on the Gorewards card.  I am waiting until August 6th to get my 3 month statement.

Then I am going to apply for an increase.

 

I just wanted to say thank you in advance.  If it werent for you guys I would have pulle dthe trigger last month and got denied.  I will wait until August 7th and hit the button.

Member
Posts: 5
Registered: ‎02-06-2017

Re: Navy Federal Thread for CLI and Additional Cards

Are we able to get copies of our reports from these 3?

Frequent Contributor
Posts: 294
Registered: ‎10-17-2016

Re: Navy Federal Thread for CLI and Additional Cards

I'm wondering now how long I should wait to go for my next CLI.  I got the card in October of last year, received CLI after 91st day/3 statements.  

Doesn't seem like anyone is having any luck..

NFCU Cash Rewards - $18,000 -- NFCU CLOC - $15,000
NFCU Flagship - $22,000 -- Nordstrom Retail Card - $2500
Amazon Retail Card - $3500 -- Capital One QS1 - $750
Amex Gold Delta - $1000 -- Amex Premier Rewards Gold
New Contributor
Posts: 74
Registered: ‎03-08-2017
0 Kudos

Re: Navy Federal Thread for CLI and Additional Cards

Initial credit line on my cash Rewards is 24k and my 91 days/3 statements is about to occur.  What's the most I can ask for in regards to CLI?  I may just leave it where it is and apply for the CLOC instead though.  Still deciding...

Established Contributor
Posts: 586
Registered: ‎03-07-2007
0 Kudos

Re: Navy Federal Thread for CLI and Additional Cards

[ Edited ]

doingwork wrote:

Are we able to get copies of our reports from these 3?


yes there on the online credit report from trans union. i imagine there on tu hard copies too.

fico 08 08/01//2017 tu 629 eq 637
ex 611 overstock 0/2250 disc secured 0/ 300 credit one 0/450 navy c rewards 1000/3500 navy plat mc 0/2000 penfed oloc 0/500 x 2 mjc 0/5000 wally world 0/200 carecredit 0/800 eq 05 bankcard 669 if i knew who pulled it
Established Contributor
Posts: 1,033
Registered: ‎04-14-2016
0 Kudos

Re: Navy Federal Thread for CLI and Additional Cards

@Rty7186, I would leave it. Most folks are reporting no love and a hard pull for their trouble when requesting a CLI on limits over 20k. The CLOC is a better bet for you to get some value for your HP.
Established Member
Posts: 19
Registered: ‎05-04-2008

Re: Navy Federal Thread for CLI and Additional Cards

[ Edited ]

Hit 91 days and three statements earlier this month on my cashRewards (12k SL), but I'm not interested in a CLI (as 12k is way, waaaaay more than enough for me on one card) as I'm waiting for the moreRewards AMEX. Tbh I'm really surprised more aren't doing that as well. Personally, I don't want to get anywhere near my internal limit with them, with that card still sitting on the horizon. 

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