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@Anonymous wrote:
@1GaDawg85 wrote:Navy loves giving out 2 cards and willing to split the limit on 1 to open a second
Guess that's what is hound have. Got $25K on Flagship and $10K instantly for LOC and then was denied two weeks later for Cash Rewards card. Since then my scores have gone up quite a bit so I don't know whether I should just wait to reapply in couple months or what.
you can ask to move some of your Flagship over to open the 2nd card.
@Anonymous wrote:
@1GaDawg85 wrote:Navy loves giving out 2 cards and willing to split the limit on 1 to open a second
Guess that's what is hound have. Got $25K on Flagship and $10K instantly for LOC and then was denied two weeks later for Cash Rewards card. Since then my scores have gone up quite a bit so I don't know whether I should just wait to reapply in couple months or what.
call them back and ask them to move some the CL from Flagship to open a CR.....
If I do that, wait three months and ask for CLIs on both?
yep! 90 days
@1GaDawg85 wrote:yep! 90 days
Thanks!
they also SP you quarterly as well to check account activity and what not
Would you say this is the same theory, if you wanted to open a 3rd card.
I have 2 cards not and I was thinking about opening another card but the last time I talked to them, the CSR told me that if I'm declined, I would not be able to move my limit to open a credit card. If declined, it's declined.
your thoughts.
@Chilli wrote:Would you say this is the same theory, if you wanted to open a 3rd card.
I have 2 cards not and I was thinking about opening another card but the last time I talked to them, the CSR told me that if I'm declined, I would not be able to move my limit to open a credit card. If declined, it's declined.
your thoughts.
dont' talk to the reps unless you have to... they don't know!!
yes this is how you can open a 3rd card... if you get a rep that says no after being declined, you get a different rep!
ok. after the dust settles on my credit report from taking a hit for the LOC today and I will be closing one of my credit builder cards (credit one) today... I will apply for a 3rd card.
After this, I will be in the garden until....I buy a new car.
Thanks