Navy Federal Thread for CLI and Additional Cards

[juggalo9er]

should have asked in earlier post but how do you know when it will be soft vs hard

[Creditaddict]

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@juggalo9er wrote:

should have asked in earlier post but how do you know when it will be soft vs hard

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you never will know but you can better your chances by waiting till you see the sp on your EQ report.

[Anonymous]

So I applied for Navcheck Monday night and still no word, is outcome communicated via secure message or snail mail? Wondering how long to wait before I call for an update.

[Creditaddict]

Call

[Anonymous]

No dice. Flat out denial, oh well I have the Go Rewards to help me show them promise and will reapply in 6 months. Thanks Ca, for the direction.

[Creditaddict]

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@Anonymous wrote:

No dice. Flat out denial, oh well I have the Go Rewards to help me show them promise and will reapply in 6 months. Thanks Ca, for the direction.

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apply in 3 months.

I was denied the first time too.

countered the 2nd time

and finally the 3rd time got the full $15k!

all in under 6 months!

[Chilli]

I went into the branch yesterday and signed the promissory note. The acct show up online today. 

I Went ahead and app'd for the max ...and the waiting begins....sigh.

[Creditaddict]

Good

[Chilli]

Mod cut

I have to go back into the branch (which is 1 1/2 hours each way) to take my drivers license and 2 pcs of proof of my physical address....I.e. Current bills. Before any further review.

-thinly disguised profanity 

[WYinCA]

CreditQueen323 wrote:  This might be a little off topic, but thought this thread would have the people who knew best acout NFCU..I was just approved for my first NFCU CC last week...I know u can make a payment from your NFCU savings (or checking, I just have a savings) , but is there another way to make a payment? The only reason I am asking is because when I was on my other banks bill pay NFCU came up. It asked for the account number and just the zip code (no sure what that would be) so.it made me question if u are able to.make a bill payment from a different bank to your NFCU card. Also I read before that you can only make so many payments a month with NFCU after that they start putting your payments on hold. Sorry again for changing the subject I just have been searching for the answer and cant find it.

You can also add a non-NFCU bank account under the "Transfers" tab at the bottom of the page.  Once you do this you are able to choose that account in the dropdown menu of available accounts from which to pay the card balance.