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Navy Federal Thread for CLI and Additional Cards

Valued Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


Creditaddict wrote:

Chilli wrote:

Wait...what am I suppose to do with this LOC?

 

Do I have to sign another note?

 


you don't have to sign for cli I dont' believe.

 

you don't have to do anything with it! its a nice revovling credit line that will keep reporting used or not.

They did just make me sign a new doc for the cli, but they added the $15k to my account immediately without waiting to get the docs back.

 


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 81 of 5,191
Valued Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

funny this thread was made be addict's request, now two of them are going strong

Message 82 of 5,191
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Wow...I rec'd a Fico Alert...the LOC is listed on my credit reports for the full amount...it only took a couple of days! 

 

I LUV Heart NFCU SO MUCH....I closed TWO of my Hellsfargo accounts today....only leaving one there for now. Smiley LOL

 

Message 83 of 5,191
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

I love this thread!!! About 2 weeks ago I was approved for a Cash Rewards 12.5k!!!! I cant wait to apply to apply for the LOC, and 2nd CC with NFCU in the near future as well as maybe autos and mortgages down the road!!

Im excited about my future life with NFCU and love hearing all the great stories!!

Also NFCU is now having a promotion for the cash rewards ( I wish I would of waited to apply now) but spend $3000 in the first 90 days and get $200 cashback!!

Also thank you everyone who replied about the bill pay.
Message 84 of 5,191
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

@creditqueen,

 

what are you waiting for?  Apply now!

 

And you may want to consider closing creditone while you're at it😜

Message 85 of 5,191
Frequent Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Applied the Monday before Thanksgiving and the second card was approved instantly.  I now have $52,000 in unsecured lines with them.

EX 758, EQ 755, TU 759

NFCU Sig Visa $27K | BofA Cash Rewards Visa $26K | Marriott Rewards Visa $25K | AMEX Delta Skymiles $25K | BofA Sig Visa $25K | Citi HHonors Reserve Visa $23K | NFCU LOC $15K | NASA Platinum Visa $15K| Barclay's USAir WMC $11.7K | NFCU Sig Visa $10K | Cap1 Venture $8K | Amazon Prime Rewards Visa $7K | Williams Sonoma Visa $3.4K | Discover IT $2.8K | Various Store Cards $5K - $17K
Message 86 of 5,191
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

apply for cash card online or over the phone ?

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 87 of 5,191
Moderator

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD


darkfrosty wrote:

apply for cash card online or over the phone ?


Online

Message 88 of 5,191
New Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

Thank you Credit Addict for turning me on to Navy Federal.  Went into a branch this past weekend planning to just open a savings account to get my foot in the door.  Was approved for membership and signed up for checking and savings.  Then they offfered me a credit card so I figured Why Not?!?  Was approved for $14,000.  I probably overstepped, but I applied for a preapproved auto loan through them as well.  I figured the worst they could tell me is no.  Awaiting the decision.  I do hate waiting.

MY MAJOR CARDS:
1/14 FICO592 11/14 FICO: TU679, EQ650, EX688 BCFICO:692 TUFICO:708 12/1 DiscoverFICO:693
Gardening AGAIN as of 12/6/2014
Message 89 of 5,191
Established Contributor

Re: Navy Federal UPDATED CLI and 2ND ACCOUNT THREAD

for some reason i am nervous to apply for a credit card from them .. i was just about to click submit then i cancelled lol

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 90 of 5,191