Navy Federal Thread for CLI and Additional Cards

[Anonymous]

Just so I'm clear, what is "AR?" I have $20k CL on cash rewards from a request in October and would like to get it to $25k. When should I request to avoid HP?

[Creditaddict]

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@Anonymous wrote:
Just so I'm clear, what is "AR?" I have $20k CL on cash rewards from a request in October and would like to get it to $25k. When should I request to avoid HP?

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Account Review... it was done beginning of jan so you could "potentially" be able to cli now without a hp but if you made a big jump to get to the $20k just 2 months ago I would probably wait until at least the March AR.

[Anonymous]

I don't think I'd call it a big jump. It was $15k to $20k.

[Anonymous]

Approved to $25k!

[Creditaddict]

Nice. Congrats!

[Misses_November]

Question for you- since being denied for a limit increase on my Go Rewards last month (My limit is $1000), I've gotten approved for a Upromise/Barclays for $4000 and a Discover It for $7500.  Should I contact NFCU and ask for a review using the last soft pull?  Or should I just let it rest?

[Creditaddict]

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@Misses_November wrote:

Question for you- since being denied for a limit increase on my Go Rewards last month (My limit is $1000), I've gotten approved for a Upromise/Barclays for $4000 and a Discover It for $7500.  Should I contact NFCU and ask for a review using the last soft pull?  Or should I just let it rest?

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if navy reviewed with last hard pull on jan 2 or whatever day it was they did it, you would be able to just request a cli online and get an instant counter... now the flip side is if they didn't change anything when they did that sp in the computer system for your card it would go to manual review for a hp... i would let these new accounts report and update your credit report and do another request online after the march 1 AR

[Misses_November]

Good deal, thank you!!!

[SLO805]

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@Misses_November wrote:

Question for you- since being denied for a limit increase on my Go Rewards last month (My limit is $1000), I've gotten approved for a Upromise/Barclays for $4000 and a Discover It for $7500.  Should I contact NFCU and ask for a review using the last soft pull?  Or should I just let it rest?

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The AR was Dec 29th(?) did you request cli prior? (You said denied last month)

[Misses_November]

No I requested the increase in the beginning of December.  I read that there was an AR earlier this month, so I was asking if I should go back and have NFCU review from that soft pull earlier this month.  My score has jumped 50+ points since that request I made in December.