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Thank you. Needed to hear that. I am really an over-analyzer. Clearly.
@PandiferBear wrote:Thank you. Needed to hear that. I am really an over-analyzer. Clearly.
No need to. Like it was mentioned, CapOne isn't like Chase which is a really good thing and in some situations can be bad. The best thing is that you won't be interrogated like you're on trial as Chase reps tend to do. The bad thing is that the good folks at CapOne don't have the same power to override a computer decision like the folks over at Chase can. Hopefully it's just a verification issue. Taking a look at your signature, it looks like 2 of your scores are from 2015...do you have a more updated score for EX and TU?
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Loquat wrote:
@PandiferBear wrote:Thank you. Needed to hear that. I am really an over-analyzer. Clearly.
No need to. Like it was mentioned, CapOne isn't like Chase which is a really good thing and in some situations can be bad. The best thing is that you won't be interrogated like you're on trial as Chase reps tend to do. The bad thing is that the good folks at CapOne don't have the same power to override a computer decision like the folks over at Chase can. Hopefully it's just a verification issue. Taking a look at your signature, it looks like 2 of your scores are from 2015...do you have a more updated score for EX and TU?
SNAP! Thanks for the head's-up. They are all from this year and current. I did not even realize I forgot to update the year. EQ is the only one with any real changes for quite a while apparently. I have updated my sig. Will update tomorrow for anyone that ends up dealing with this. Still a bit bummed, as this was the first not instant in I don't even know how long. And all the instants were better than I thought they would be. Getting spoiled and rotten, I suppose. But, it sure took some elbow grease and patience to get there.
I get my scores from here, and these are the newest. At least I only lost one point on one bureau, and they have all reported. Surprised EQ did not show the usual hate. You can't sneeze where I live without EQ pulling you and just being an angry ex.
Well, it all worked out. Approved for 15K. It gave me an excellent excuse to close a couple of accounts that I have not used in about a year with smaller than average credit lines (e.g. Walmart). They were early cards that grew, but I was never really going to use again. I only have cards open that I actually use now. That feels nice. Eventually I will roll the Venture into my Quicksilver. I feel happy with my lineup and really feel like I have everything covered. Thanks again for all the help!
@PandiferBear wrote:Well, it all worked out. Approved for 15K. It gave me an excellent excuse to close a couple of accounts that I have not used in about a year with smaller than average credit lines (e.g. Walmart). They were early cards that grew, but I was never really going to use again. I only have cards open that I actually use now. That feels nice. Eventually I will roll the Venture into my Quicksilver. I feel happy with my lineup and really feel like I have everything covered. Thanks again for all the help!
wooooooooot!
Congrats :] Enjoy Chicago
Many thanks! Looking forward to it!!
Congrats on the new card!!!