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Hello All!
In the last 5 months I was able to get the following cards:
Cash Forward - 2k
Venture 5k now 8k after CLI.
Disney Chase Visa - 500 now 1k after CLI
JetBlue Plus - 11k now 16k
Amex BCP - 2k
Blispay - 7k
Us Bank Visa Cash Back - 1k
I am done for a while however, the last card I want is the Citi thank you card. How long should I wait before giving it a shot! I don't want to get an Adverse Action letter for seeking out credit but I really really want the card.
Scores: Equifax 767
Transunion 762
Experian 740
Utilitization 4%
@william23 wrote:Hello All!
In the last 5 months I was able to get the following cards:
Cash Forward - 2k
Venture 5k now 8k after CLI.
Disney Chase Visa - 500 now 1k after CLI
JetBlue Plus - 11k now 16k
Amex BCP - 2k
Blispay - 7k
Us Bank Visa Cash Back - 1k
I am done for a while however, the last card I want is the Citi thank you card. How long should I wait before giving it a shot! I don't want to get an Adverse Action letter for seeking out credit but I really really want the card.
Scores: Equifax 767
Transunion 762
Experian 740
Utilitization 4%
Right now sounds like a good time
1 more card is not the end of the world
Citi is a good card to round out your profile
As long as you can hit the brakes and enter the garden if citi is a no go.
@Anonymous wrote:
@william23 wrote:Hello All!
In the last 5 months I was able to get the following cards:
Cash Forward - 2k
Venture 5k now 8k after CLI.
Disney Chase Visa - 500 now 1k after CLI
JetBlue Plus - 11k now 16k
Amex BCP - 2k
Blispay - 7k
Us Bank Visa Cash Back - 1k
I am done for a while however, the last card I want is the Citi thank you card. How long should I wait before giving it a shot! I don't want to get an Adverse Action letter for seeking out credit but I really really want the card.
Scores: Equifax 767
Transunion 762
Experian 740
Utilitization 4%
Right now sounds like a good time
1 more card is not the end of the world
Citi is a good card to round out your profile
As long as you can hit the brakes and enter the garden if citi is a no go.
Keep in mind citi can be quite picky on new accounts depending on the profile.
@Anonymous wrote:
What is the order you got those? Obviously I would imagine blispay is one of your last but I am just worried that many of those SLs were kind of low. What are your scores like and history overall? (On a bumper sticker please)
Cash Forward I got in January.
Disney Visa I got in January
Amex and Blispay I got this month
Venture my 3rd statement just cut and got a CLI.
US BANK this month.
Scores I provided on my original post are from my fico. I pad for the 30 buck subscription.
No baddies. Credit profile around 4 years old.
Well Chase was the only conservative one not sure why they started me at 500. Jet blue was one of the last ones and the approval was 11k. Blispay was the very last one and that was 7300.
@Anonymous wrote:
You didn't mention jet blue in the last post to me lol. But if you want it then sure. Go for it. Better to try and fail than not try
Lol.... Well no auto approval. Went into processing.... I'm pretty sure it will be declined due to too many new accounts.