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10/29/14 UPDATE!
These are my last 3 months worth of apps for CC's and CLI Requests.
AAoA is 3 Years 1 Months, No BK, 3 Derogs, 2 C/O's (6 1/2 yrs old), 1 Medical Collection (2yrs old)
EQ: 644 3 INQ on CR as of 10/29/14
Discover (Hard), Approved for Discover It ($1,800 CL)
Comenity (Soft), Approved for Overstock ($2,700 CL)
EX: 679 12 INQ on CR as of 10/29/14
AMEX (Soft), CLI on BSP ($7,000 to $12,000)
(Hard), Approved for PRG ( NPSL )
(Hard), Approved for ED ($1,500 CL) - Same pull as PRG.
(Soft), CLI on ED Pending
Chase (Hard), Approved for SWA Prem ($2,000 CL) - Recon CLI Fail resulting in double EX Pull.
(Hard), Approved for CSP ($5,000 CL) - Same pull as SWA.
Citi (Hard), Denied for DoubleCash - Recon Fail X2.
TU: 686 2 INQ on CR as of 10/29/14
Barclay's (Hard), Approved for SallieMae ($1,500 CL) - Recon Fail X3, Recon Success X1.
Diner's Club (Hard), 7-15 Pending - Still Pending.
Ron.
@Anonymous wrote:These are my last 3 months worth of apps for CC's and CLI Requests.
AAoA is 3 Years 3 Months, No BK, 4 Derogs, 2 C/O's (6yrs old), 2 Medical Collections (2yrs old)
EQ: 635-645, 3 INQ on CR as of Today.
Discover (Hard), Approved for Discover It ($1,800 CL)
Comenity (Soft), Approved for Overstock ($2,700 CL)
EX: 675-680, 12 INQ on CR as of Today.
AMEX (Soft), CLI on BSP ($7,000 to $12,000)
(Hard), Approved for PRG ( NPSL )
(Hard), Approved for ED ($1,500 CL) - Same pull as PRG.
Chase (Hard), Approved for SWA Prem ($2,000 CL) - Recon CLI Fail resulting in double EX Pull.
(Hard), Approved for CSP ($5,000 CL) - Same pull as SWA.
Citi (Hard), Denied for DoubleCash - Recon Fail.
TU: 675-685, 1 INQ on CR as of Today.
GE/Synch (Soft), CLI on Dick's SG ($800 to $1,200)
There's hope! My profile will be very similar to yours after February 2015. I sure hope I can acquire some prime love this time next year. I really appreciate you sharing this!
Keep both your credit and your body in top shape!
@Anomalous wrote:
@Anonymous wrote:These are my last 3 months worth of apps for CC's and CLI Requests.
AAoA is 3 Years 3 Months, No BK, 4 Derogs, 2 C/O's (6yrs old), 2 Medical Collections (2yrs old)
EQ: 635-645, 3 INQ on CR as of Today.
Discover (Hard), Approved for Discover It ($1,800 CL)
Comenity (Soft), Approved for Overstock ($2,700 CL)
EX: 675-680, 12 INQ on CR as of Today.
AMEX (Soft), CLI on BSP ($7,000 to $12,000)
(Hard), Approved for PRG ( NPSL )
(Hard), Approved for ED ($1,500 CL) - Same pull as PRG.
Chase (Hard), Approved for SWA Prem ($2,000 CL) - Recon CLI Fail resulting in double EX Pull.
(Hard), Approved for CSP ($5,000 CL) - Same pull as SWA.
Citi (Hard), Denied for DoubleCash - Recon Fail.
TU: 675-685, 1 INQ on CR as of Today.
GE/Synch (Soft), CLI on Dick's SG ($800 to $1,200)
There's hope! My profile will be very similar to yours after February 2015. I sure hope I can acquire some prime love this time next year. I really appreciate you sharing this!
Glad I could help someone with my post.
Some of these approvals were surprising to me (CSP), While others were not so surprising (Comenity)
I have a 6 year old relationship with AMEX which i'm sure helped with those approvals.
still jelly about CSP! but congrats on your cards!... jelly... so jelly...
AAoA is 3 Years 1 Months, No BK, 3 Derogs, 2 C/O's (6 1/2 yrs old), 1 Medical Collection (2yrs old)
EQ: 644 3 INQ on CR as of 10/27/14.
Discover (Hard), Approved for Discover It ($1,800 CL)
Comenity (Soft), Approved for Overstock ($2,700 CL)
EX: 680 12 INQ on CR as of 10/27/14.
AMEX (Soft), CLI on BSP ($7,000 to $12,000)
(Hard), Approved for PRG ( NPSL )
(Hard), Approved for ED ($1,500 CL) - Same pull as PRG.
(Soft), CLI on ED Pending.
Chase (Hard), Approved for SWA Prem ($2,000 CL) - Recon CLI Fail resulting in double EX Pull.
(Hard), Approved for CSP ($5,000 CL) - Same pull as SWA.
Citi (Hard), Denied for DoubleCash - Recon Fail.
TU: 683 2 INQ on CR as of 10/27/14.
Barclay's (Hard) Denied for Sallie Mae - Recon Fail X3.
Diner's Club (Hard) Pending
Congrats!
@Anonymous wrote:AAoA is 3 Years 1 Months, No BK, 3 Derogs, 2 C/O's (6 1/2 yrs old), 1 Medical Collection (2yrs old)
EQ: 644 3 INQ on CR as of 10/27/14.
Discover (Hard), Approved for Discover It ($1,800 CL)
Comenity (Soft), Approved for Overstock ($2,700 CL)
EX: 680 12 INQ on CR as of 10/27/14.
AMEX (Soft), CLI on BSP ($7,000 to $12,000)
(Hard), Approved for PRG ( NPSL )
(Hard), Approved for ED ($1,500 CL) - Same pull as PRG.
(Soft), CLI on ED Pending.
Chase (Hard), Approved for SWA Prem ($2,000 CL) - Recon CLI Fail resulting in double EX Pull.
(Hard), Approved for CSP ($5,000 CL) - Same pull as SWA.
Citi (Hard), Denied for DoubleCash - Recon Fail.
TU: 683 2 INQ on CR as of 10/27/14.
Barclay's (Hard) Denied for Sallie Mae - Recon Fail X3.
Diner's Club (Hard) Pending
Seeing your CSP approval really makes me wanna app. I know I need to wait though.
@mountainmom wrote:
Have you disputed the co as obsolete? Getting those of should help a ton. Maybe goodwill the medical? A nice letter can go a long way sometimes
How are the CO's obselete?
They can report for up to 7.5 years.