Nixon's list of INQ pulls, scores, approvals, deni... - myFICO® Forums

Anonymous · ‎10-19-2014

10/29/14 UPDATE!

These are my last 3 months worth of apps for CC's and CLI Requests.

AAoA is 3 Years 1 Months, No BK, 3 Derogs, 2 C/O's (6 1/2 yrs old), 1 Medical Collection (2yrs old)

EQ: 644 3 INQ on CR as of 10/29/14

Discover (Hard), Approved for Discover It ($1,800 CL)

Comenity (Soft), Approved for Overstock ($2,700 CL)

EX: 679 12 INQ on CR as of 10/29/14

AMEX (Soft), CLI on BSP ($7,000 to $12,000)

(Hard), Approved for PRG ( NPSL )

(Hard), Approved for ED ($1,500 CL) - Same pull as PRG.

(Soft), CLI on ED Pending

Chase (Hard), Approved for SWA Prem ($2,000 CL) - Recon CLI Fail resulting in double EX Pull.

(Hard), Approved for CSP ($5,000 CL) - Same pull as SWA.

Citi (Hard), Denied for DoubleCash - Recon Fail X2.

TU: 686 2 INQ on CR as of 10/29/14

Barclay's (Hard), Approved for SallieMae ($1,500 CL) - Recon Fail X3, Recon Success X1.

Diner's Club (Hard), 7-15 Pending - Still Pending.

Ron1 · ‎10-19-2014

Ron.

Anomalous · ‎10-20-2014

@Anonymous wrote:
These are my last 3 months worth of apps for CC's and CLI Requests.

AAoA is 3 Years 3 Months, No BK, 4 Derogs, 2 C/O's (6yrs old), 2 Medical Collections (2yrs old)

EQ: 635-645, 3 INQ on CR as of Today.
Discover   (Hard), Approved for Discover It ($1,800 CL)
Comenity (Soft), Approved for Overstock     ($2,700 CL)

EX: 675-680, 12 INQ on CR as of Today.
AMEX       (Soft), CLI on BSP           ($7,000 to $12,000)
                 (Hard), Approved for PRG          (    NPSL   )
               (Hard), Approved for ED       ($1,500 CL) - Same pull as PRG.
Chase       (Hard), Approved for SWA Prem ($2,000 CL) - Recon CLI Fail resulting in double EX Pull.
               (Hard), Approved for CSP             ($5,000 CL) - Same pull as SWA.
Citi          (Hard), Denied for DoubleCash                        - Recon Fail.

TU: 675-685, 1 INQ on CR as of Today.
GE/Synch (Soft), CLI on Dick's SG        ($800 to $1,200)

There's hope! My profile will be very similar to yours after February 2015. I sure hope I can acquire some prime love this time next year. I really appreciate you sharing this!

Keep both your credit and your body in top shape!

Anonymous · ‎10-20-2014

@Anomalous wrote:
@Anonymous wrote:
These are my last 3 months worth of apps for CC's and CLI Requests.

AAoA is 3 Years 3 Months, No BK, 4 Derogs, 2 C/O's (6yrs old), 2 Medical Collections (2yrs old)

EQ: 635-645, 3 INQ on CR as of Today.
Discover   (Hard), Approved for Discover It ($1,800 CL)
Comenity (Soft), Approved for Overstock     ($2,700 CL)

EX: 675-680, 12 INQ on CR as of Today.
AMEX       (Soft), CLI on BSP           ($7,000 to $12,000)
                 (Hard), Approved for PRG          (    NPSL   )
               (Hard), Approved for ED       ($1,500 CL) - Same pull as PRG.
Chase       (Hard), Approved for SWA Prem ($2,000 CL) - Recon CLI Fail resulting in double EX Pull.
               (Hard), Approved for CSP             ($5,000 CL) - Same pull as SWA.
Citi          (Hard), Denied for DoubleCash                        - Recon Fail.

TU: 675-685, 1 INQ on CR as of Today.
GE/Synch (Soft), CLI on Dick's SG        ($800 to $1,200)
There's hope! My profile will be very similar to yours after February 2015. I sure hope I can acquire some prime love this time next year. I really appreciate you sharing this!

Glad I could help someone with my post.

Some of these approvals were surprising to me (CSP), While others were not so surprising (Comenity)

I have a 6 year old relationship with AMEX which i'm sure helped with those approvals.

Anonymous · ‎10-20-2014

still jelly about CSP! but congrats on your cards!... jelly... so jelly...

Anonymous · ‎10-27-2014

AAoA is 3 Years 1 Months, No BK, 3 Derogs, 2 C/O's (6 1/2 yrs old), 1 Medical Collection (2yrs old)

EQ: 644 3 INQ on CR as of 10/27/14.

Discover (Hard), Approved for Discover It ($1,800 CL)

Comenity (Soft), Approved for Overstock ($2,700 CL)

EX: 680 12 INQ on CR as of 10/27/14.

AMEX (Soft), CLI on BSP ($7,000 to $12,000)

(Hard), Approved for PRG ( NPSL )

(Hard), Approved for ED ($1,500 CL) - Same pull as PRG.

(Soft), CLI on ED Pending.

Chase (Hard), Approved for SWA Prem ($2,000 CL) - Recon CLI Fail resulting in double EX Pull.

(Hard), Approved for CSP ($5,000 CL) - Same pull as SWA.

Citi (Hard), Denied for DoubleCash - Recon Fail.

TU: 683 2 INQ on CR as of 10/27/14.

Barclay's (Hard) Denied for Sallie Mae - Recon Fail X3.

Diner's Club (Hard) Pending

mountainmom · ‎10-27-2014

Have you disputed the co as obsolete? Getting those of should help a ton. Maybe goodwill the medical? A nice letter can go a long way sometimes

Eq 702 TU 707 Exp 718

Anonymous · ‎10-27-2014

Congrats!

ExplicitElicit · ‎10-27-2014

@Anonymous wrote:
AAoA is 3 Years 1 Months, No BK, 3 Derogs, 2 C/O's (6 1/2 yrs old), 1 Medical Collection (2yrs old)

EQ: 644                                     3 INQ on CR as of 10/27/14.
Discover      (Hard), Approved for Discover It ($1,800 CL)
Comenity     (Soft), Approved for Overstock     ($2,700 CL)

EX: 680                                   12 INQ on CR as of 10/27/14.
AMEX          (Soft), CLI on BSP        ($7,000 to $12,000)
                    (Hard), Approved for PRG          (    NPSL   )
                  (Hard), Approved for ED       ($1,500 CL) - Same pull as PRG.
                    (Soft), CLI on ED                                                Pending.
Chase          (Hard), Approved for SWA Prem ($2,000 CL) - Recon CLI Fail resulting in double EX Pull.
                  (Hard), Approved for CSP             ($5,000 CL) - Same pull as SWA.
Citi           (Hard), Denied for DoubleCash                        - Recon Fail.

TU: 683                                     2 INQ on CR as of 10/27/14.
Barclay's      (Hard) Denied for Sallie Mae                            - Recon Fail X3.
Diner's Club (Hard) Pending

Seeing your CSP approval really makes me wanna app. I know I need to wait though.

Energy One FCU $5,000 (Now Elan Financial)

MarineVietVet · ‎10-27-2014

@mountainmom wrote:
Have you disputed the co as obsolete? Getting those of should help a ton. Maybe goodwill the medical? A nice letter can go a long way sometimes

How are the CO's obselete?

They can report for up to 7.5 years.

Nixon's list of INQ pulls, scores, approvals, denials, and CLI's: 10/29/14 UPDATE.

Nixon's list of INQ pulls, scores, approvals, denials, and CLI's: 10/29/14 UPDATE.

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Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's

Nixon's list of INQ pulls, scores, approvals, denials, and CLI's : UPDATE 10/27/14

Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's

Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's : UPDATE 10/27/14

Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's : UPDATE 10/27/14

Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's

Nixon's list of INQ pulls, scores, approvals, denials, and CLI's: 10/29/14 UPDATE.

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Nixon's list of INQ pulls, scores, approvals, denials, and CLI's: 10/29/14 UPDATE.

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Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's

Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's

Nixon's list of INQ pulls, scores, approvals, denials, and CLI's : UPDATE 10/27/14

Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's

Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's : UPDATE 10/27/14

Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's : UPDATE 10/27/14

Re: Nixon's list of INQ pulls, scores, approvals, denials, and CLI's

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