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OMG! I-Love-NFCU! UPDATE!

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j_casteel
Valued Contributor

OMG! I-Love-NFCU! UPDATE!

So i posted about joining the NFCU family this weekend, and was given a very warm welcome. I was finally able to get my online access yesterday. I went ahead and decided to apply for the cashRewards card after getting most everyones suggestions on not waiting.

 

So my 2nd day of being a NFCU member with online access I log on and see that I have a new account:

 

Account Details
xxxxxxxxxxxxxxxx Visa Signature cashRewards
 

Balance:$0.00
Credit Limit:$8,000.00
Available Credit:$8,000.00
Total Outstanding Authorizations:$0.00
Minimum Payment Due:$0.00
Next Due Date:N/A
Last Statement Balance:$0.00
Last Statement Date:N/A
Last Payment Amount:$0.00
Last Payment Post Date:N/A
YTD Interest Paid:$0.00
Annual Percentage Rate:15.65%
Rewards Available:$0.00

 

 

This is just completely amazing!! My other largest CL is the Cap1 Green cash rewards for $1k. I'm not sure what my TU score is that they pulled. I never gotten any alerts or notifications (yet). I was just so excited that I kept logging into my account and checking the app status.

 

This is just so awesome, and it's only the beginning for us!

 

Thanks myFICO!

 

-John

 

**EDIT-deleted direct links**

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 1 of 28
27 REPLIES 27
RyVision
Valued Contributor

Re: OMG! I-Love-NFCU!

 

We told ya so  Smiley Wink

 

Sorry, just love using that phrase over good news   Smiley Happy


AKA 840flippedto480
Message 2 of 28
j_casteel
Valued Contributor

Re: OMG! I-Love-NFCU!


@RyVision wrote:

 

We told ya so  Smiley Wink

 

Sorry, just love using that phrase over good news   Smiley Happy


lol, thanks and i don't mind the phrase when it refers to news like this!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 3 of 28
Repo-ed
Senior Contributor

Re: OMG! I-Love-NFCU!

Pretty Awesome!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 4 of 28
LesWH
Established Contributor

Re: OMG! I-Love-NFCU!

Congratulations to you!!!


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Message 5 of 28
j_casteel
Valued Contributor

Re: OMG! I-Love-NFCU!

will most likely now get rid of one of the Cap1 cards prolly the Cap1 Plat that has been stuck at $750 for 2yrs. (thats after the $250 CLI i got after 7mths)

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 6 of 28
j_casteel
Valued Contributor

Re: OMG! I-Love-NFCU!

I know its not a $10k, $15k, or $25k starting limit, but this is great for me! I don't have perfect credit and have only been rebuilding for around 4.5-5 months now. This is basically still the beginning of the road for me, and its awesome. I plan to treat them right, and continue to build positive credit. I think my next steps with them will be refi my Explorer sometime in the near future.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 7 of 28
jsickz32
Valued Contributor

Re: OMG! I-Love-NFCU!

Congrats! I was started with a cl of 7.5k and after 3 months i got a cli to 12.5k but then they gave me an extra 2.5k so i could open my flagship with 5k and my other card could stay at 10k. They are an awesome CU.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 8 of 28
j_casteel
Valued Contributor

Re: OMG! I-Love-NFCU!


@jsickz32 wrote:
Congrats! I was started with a cl of 7.5k and after 3 months i got a cli to 12.5k but then they gave me an extra 2.5k so i could open my flagship with 5k and my other card could stay at 10k. They are an awesome CU.

thats awesome...i may try to do something like that as well.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 9 of 28
searchingfor67
Established Contributor

Re: OMG! I-Love-NFCU!

Awesome!

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 10 of 28
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