Official NFCU CLI Guide

[StartingLifeOver]

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journey258 wrote:

What I did notice however, is that with the first request the approval popped up immediately after hitting enter. With the second request, after I hit enter there was a second "confirmation" screen confirming my request. I should have stopped there, because I didn't remember that happening the first time. After submit, the 3-5 msg.

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Ooooh!! Now this gets me excited!  Can anyone else recall noticing this for a SP or HP? 

[Blu3]

Rhaeny maybe on to something. Journey258 dd you get an instant after you hit continue on the screen that says Provide Primary Cardholder's information or was it the next screen after that.

[Rhaeny]

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@madmann26 wrote:
Simmer down Rhaeny....lol

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I know right!!...LOL

[journey258]

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@Blu3 wrote:

Rhaeny maybe on to something. Journey258 dd you get an instant after you hit continue on the screen that says Provide Primary Cardholder's information or was it the next screen after that.

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Yes. The second time when I got the 3-5 day msg, I got the confirmation screen.

[Blu3]

We may have just found a way to avoid HPs on CLI's all together.

[CashOnDelivery]

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@Blu3 wrote:

We may have just found a way to avoid HPs on CLI's all together.

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Now, I'm really tempted to do this. But until we get a firm result on this, I will wait until then.

[madmann26]

Come to think of it,

When I was doing my requests, I was never given the confirmation screen, it was just BAM! instantly approved.

[CashOnDelivery]

I had second thoughts about going through with it. Can someone tell me if I got that "second" screen?

-I submitted the info for CLI on the first page (basic info, limit amount, etc.), then I got to the next page with the co-applicant's information (wife's info), then I got a "review and confirm" page. Does that last page count as the "second" screen a poster mentioned about it resulted in a HP? Or is that considered the standard "first" screen?

I chickened out before proceedeing onward...

[dodfire]

I am curious to know this also....

[Rhaeny]

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@CashOnDelivery wrote:

I had second thoughts about going through with it. Can someone tell me if I got that "second" screen?

-I submitted the info for CLI on the first page (basic info, limit amount, etc.), then I got to the next page with the co-applicant's information (wife's info), then I got a "review and confirm" page. Does that last page count as the "second" screen a poster mentioned about it resulted in a HP? Or is that considered the standard "first" screen?

I chickened out before proceedeing onward...

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I'm trying to remember exactly.  I put in my info (no co-applicant) which was salary, housing and amount, then another screen popped up re-confirming what I put in and I hit submit, it is the next screen (3rd) that popped up and gave me the increase without the hp.