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Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
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Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


Creditaddict wrote:
OP isn't talking about doing PC, they are asking about moving some CL from the visa to a second card that's mc.... We just did this with our cash for the flagship, it is a new account and reports as such.

eeekkkk!!! I was hoping not!  AAoA here we go....damn!!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
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Frequent Contributor
Posts: 291
Registered: ‎03-17-2011
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Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

You're right. My bad. I read too quickly. Smiley Sad

 

I feel shame. 

Re-entered the garden on 9/16/2013.


Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)


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Posts: 2,988
Registered: ‎07-12-2012
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Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

About 2 weeks ago I asked for $5,000 and got an instant approval. Today I asked for $25,000 and was offered $7,000 Smiley Happy Glady accepted! 8 months post bk7 discharge and this is the highest limit I've ever had. 

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
718 EQ FICO 07/2015
726 TU FICO 07/2015
732 EX FICO 07/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $11k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
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Posts: 502
Registered: ‎04-17-2013
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Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


Scupra wrote:

About 2 weeks ago I asked for $5,000 and got an instant approval. Today I asked for $25,000 and was offered $7,000 Smiley Happy Glady accepted! 8 months post bk7 discharge and this is the highest limit I've ever had. 


Awesome! Did you get a HP upon your 1st CLI or was all the CLI's SP?


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

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Posts: 2,988
Registered: ‎07-12-2012
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Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


CashOnDelivery wrote:

Scupra wrote:

About 2 weeks ago I asked for $5,000 and got an instant approval. Today I asked for $25,000 and was offered $7,000 Smiley Happy Glady accepted! 8 months post bk7 discharge and this is the highest limit I've ever had. 


Awesome! Did you get a HP upon your 1st CLI or was all the CLI's SP?


All of my CLI's were SP. Only HP I got was to open the card originally.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
718 EQ FICO 07/2015
726 TU FICO 07/2015
732 EX FICO 07/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $11k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
Regular Contributor
Posts: 134
Registered: ‎06-18-2013
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Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Great thread!  I just joined NFCU on Friday, was gonna wait to apply for CC but after reading this thread I pulled the trigger.  Got 3-5 day messsage for gorewards app (no option for credit limit request).  Also app'd for $5K LOC, got 1 hour message.  Now I wait impatiently, will update when I get an answer.


Starting Scores 11/12/2012 EX - 590, EQ - 584, TU - 601
FICO Scores as of 02/06/2014 EX - 687, EQ - 659, TU - 697
BK 7 Discharged Oct 2010, In my wallet: NFCU VisaSiggy $26K; NFCU GoRewards $10K; NFCU Navcheck $15K; Star Furniture $5K, Conns Credit $7K, GE (Ashley Furniture) $1K, GE (Rooms to Go) $3K, Barclay Arrival MC $3K; PWFCU Visa $2.5K; Cap1 Quicksilver1 $2K; Chase Freedome $500; Cap1 Secured $500
Contributor
Posts: 205
Registered: ‎06-10-2013
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Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

You'll get it. If you have your cell phone number listed on your account, you'll probably even get a text message telling you that your card was approved.

 

I've gotten yelled at for this on here before too. You should've just applied for the max LOC $15k, because they always counter offer if you don't get it.

Regular Contributor
Posts: 134
Registered: ‎06-18-2013
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Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

They just called to verify my address, on hold with them now.


Starting Scores 11/12/2012 EX - 590, EQ - 584, TU - 601
FICO Scores as of 02/06/2014 EX - 687, EQ - 659, TU - 697
BK 7 Discharged Oct 2010, In my wallet: NFCU VisaSiggy $26K; NFCU GoRewards $10K; NFCU Navcheck $15K; Star Furniture $5K, Conns Credit $7K, GE (Ashley Furniture) $1K, GE (Rooms to Go) $3K, Barclay Arrival MC $3K; PWFCU Visa $2.5K; Cap1 Quicksilver1 $2K; Chase Freedome $500; Cap1 Secured $500
Regular Contributor
Posts: 125
Registered: ‎03-09-2013
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Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


gogotexan wrote:

They just called to verify my address, on hold with them now.


Congrats!!!  You're in!

Starting Score: 660 (BK discharged 2/2012)
Current Score: 684 - EQ | 679 - EX (Lender pull)
Goal Score: 720+

Wallet: NFCU Flagship Signature 14k | NFCU cashRewards 1K | NavCheck 15k | Barclays US Air 2.1k | Merrick 1.4k | Credit One 550 | Cap One 750 | Last app 5.5.2013
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Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
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Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Tell us tell us tell us!!!!

*8/10/13
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