@StartingLifeOver wrote:Just want to say thanks to the peer pressure from Creditaddict,
I finally decided to hit the love button. My initial CL was $500 asked for 15K. Got counter for 14k!! This is what the screen looked like after I hit submit:
Credit Card: xxxxxxxxxxxxxxxx cashRewards Visa
The limit listed below is the current approved limit. You can accept the new limit or request a further review for the limit you requested. Approved Credit Line: $14,000.00 Accept Request Further Review I love NFCU but I especially love these forums!!
NICE!!!
@StartingLifeOver wrote:Just want to say thanks to the peer pressure from Creditaddict,
Credit Card: xxxxxxxxxxxxxxxx cashRewards Visa
The limit listed below is the current approved limit. You can accept the new limit or request a further review for the limit you requested. Approved Credit Line: $14,000.00 Accept Request Further Review
I think NavyFederal should send CreditAddict a gift basket for all his referrals. 
@GatorGuy wrote:
@StartingLifeOver wrote:Just want to say thanks to the peer pressure from Creditaddict,
Credit Card: xxxxxxxxxxxxxxxx cashRewards Visa
The limit listed below is the current approved limit. You can accept the new limit or request a further review for the limit you requested. Approved Credit Line: $14,000.00 Accept Request Further Review
I think NavyFederal should send CreditAddict a gift basket for all his referrals.
Do you think maybe instead they will give my partner SP on CLI on our 1 month old Flagship Card!??
I'm dying for first request but I don't want the manual review/HP/ or conditions. LOL
@Creditaddict wrote:
@GatorGuy wrote:
@StartingLifeOver wrote:Just want to say thanks to the peer pressure from Creditaddict,
Credit Card: xxxxxxxxxxxxxxxx cashRewards Visa
The limit listed below is the current approved limit. You can accept the new limit or request a further review for the limit you requested. Approved Credit Line: $14,000.00 Accept Request Further Review
I think NavyFederal should send CreditAddict a gift basket for all his referrals.
Do you think maybe instead they will give my partner SP on CLI on our 1 month old Flagship Card!??
I'm dying for first request but I don't want the manual review/HP/ or conditions. LOL
LOL, well they gave me a nice increase after one week so why not! Although I don't think it was a SP.
@GatorGuy wrote:
@Creditaddict wrote:
@GatorGuy wrote:
@StartingLifeOver wrote:Just want to say thanks to the peer pressure from Creditaddict,
Credit Card: xxxxxxxxxxxxxxxx cashRewards Visa
The limit listed below is the current approved limit. You can accept the new limit or request a further review for the limit you requested. Approved Credit Line: $14,000.00 Accept Request Further Review
I think NavyFederal should send CreditAddict a gift basket for all his referrals.
Do you think maybe instead they will give my partner SP on CLI on our 1 month old Flagship Card!??
I'm dying for first request but I don't want the manual review/HP/ or conditions. LOL
LOL, well they gave me a nice increase after one week so why not! Although I don't think it was a SP.
If it countered instantly it's a SP.
you only had the card 1 week and went from $500 to $14k?? that's so odd that the system wouldn't just approve higher to begin with!
@Creditaddict wrote:
@GatorGuy wrote:
@Creditaddict wrote:
@GatorGuy wrote:
@StartingLifeOver wrote:Just want to say thanks to the peer pressure from Creditaddict,
Credit Card: xxxxxxxxxxxxxxxx cashRewards Visa
The limit listed below is the current approved limit. You can accept the new limit or request a further review for the limit you requested. Approved Credit Line: $14,000.00 Accept Request Further Review
I think NavyFederal should send CreditAddict a gift basket for all his referrals.
Do you think maybe instead they will give my partner SP on CLI on our 1 month old Flagship Card!??
I'm dying for first request but I don't want the manual review/HP/ or conditions. LOL
LOL, well they gave me a nice increase after one week so why not! Although I don't think it was a SP.
If it countered instantly it's a SP.
you only had the card 1 week and went from $500 to $14k?? that's so odd that the system wouldn't just approve higher to begin with!
Well I think that you are getting confused by StartingLifeOver and me replying to you. NavyFederal gave me an original limit of $40k and then gave me the full $15k increase. Because the original decision was made by a person I guess the second person who reviewed my account just had a different opinion. Because it wasn't countered I figured it would be a HP as most CLI's from NavyFederal are.
My biggest question is will every increase from here on be a HP or not.
@GatorGuy wrote:
@Creditaddict wrote:
@GatorGuy wrote:
@Creditaddict wrote:
@GatorGuy wrote:
@StartingLifeOver wrote:Just want to say thanks to the peer pressure from Creditaddict,
Credit Card: xxxxxxxxxxxxxxxx cashRewards Visa
The limit listed below is the current approved limit. You can accept the new limit or request a further review for the limit you requested. Approved Credit Line: $14,000.00 Accept Request Further Review
I think NavyFederal should send CreditAddict a gift basket for all his referrals.
Do you think maybe instead they will give my partner SP on CLI on our 1 month old Flagship Card!??
I'm dying for first request but I don't want the manual review/HP/ or conditions. LOL
LOL, well they gave me a nice increase after one week so why not! Although I don't think it was a SP.
If it countered instantly it's a SP.
you only had the card 1 week and went from $500 to $14k?? that's so odd that the system wouldn't just approve higher to begin with!
Well I think that you are getting confused by StartingLifeOver and me replying to you. NavyFederal gave me an original limit of $40k and then gave me the full $15k increase. Because the original decision was made by a person I guess the second person who reviewed my account just had a different opinion. Because it wasn't countered I figured it would be a HP as most CLI's from NavyFederal are.
My biggest question is will every increase from here on be a HP or not.
oh yes for you... HP. So far that holds true to the core... anything over $25k is always a manual review with HP.
Just get a 2nd and 3rd card
@Creditaddict wrote:
oh yes for you... HP. So far that holds true to the core... anything over $25k is always a manual review with HP.Just get a 2nd and 3rd card
Thanks, good to know. Maybe for my next increase I'll ask for the full $80k...and then get the 2nd card.
@GatorGuy wrote:
@Creditaddict wrote:
oh yes for you... HP. So far that holds true to the core... anything over $25k is always a manual review with HP.Just get a 2nd and 3rd card
Thanks, good to know. Maybe for my next increase I'll ask for the full $80k...and then get the 2nd card.
See I think I'm going to have to make my partner more test market... he broke $5k off his $35k Cash Visa to open Flagship (they stated he had enough credit at the time)
so the question is:
1. Does it still come with the usual first CLI HP
2. After getting the card and having it does his "has enough credit" raise
3. How long should he wait before asking for 1st CLI.