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@rootpooty wrote:You know its true out of all the happy NFCU members there is always that 1% croud that they dont like and I must be one of them.
So I requested my 3K cash rewards card go to 10K and requested a 5K navcheck. Navcheck was instant and cash rewards CLI was 3-5 day message which was denied the next day.
@A little backround in case you dont feel like scolling through the pages of previous posts, been a member for 3 years, had secured nrewards for one year, then closed it and opened plat visa. Have had plat visa open for 18 mos and cash rewards for one year now. Denial @ 6 mos on cli for cash rewards and again now.
No baddies NONE. Have roughly 1800 balance on plat visa and all other accounts in my sig were at zero balance. This was the 3rd time this year I maxed the card out and PIF. Income 56K
Did you just apply for NavCheck? I would send secure message asking them to increase that to $15k.
but $3k and $5k on credit card and they won't give you more? What's your score? how old are you (If you don't mind me asking)
@Creditaddict wrote:
@rootpooty wrote:You know its true out of all the happy NFCU members there is always that 1% croud that they dont like and I must be one of them.
So I requested my 3K cash rewards card go to 10K and requested a 5K navcheck. Navcheck was instant and cash rewards CLI was 3-5 day message which was denied the next day.
@A little backround in case you dont feel like scolling through the pages of previous posts, been a member for 3 years, had secured nrewards for one year, then closed it and opened plat visa. Have had plat visa open for 18 mos and cash rewards for one year now. Denial @ 6 mos on cli for cash rewards and again now.
No baddies NONE. Have roughly 1800 balance on plat visa and all other accounts in my sig were at zero balance. This was the 3rd time this year I maxed the card out and PIF. Income 56K
Did you just apply for NavCheck? I would send secure message asking them to increase that to $15k.
but $3k and $5k on credit card and they won't give you more? What's your score? how old are you (If you don't mind me asking)
Oh no I am done asking NFCU for anything for about a year. With me applying for navcheck, requesting a cli, then asking for a recon the next day cost 3hps and I dont need any more on equifax. I dont know my current EQ score it was 705 back in June when I got approved for my auto loan with them. So with the inquiry from that and the new tradeline I would expect 680. I'm 30 years old and have been at place of employment for 4 years
They approved after a hard pI'll on experian.....damn should have locked it down
I tried for a CLI 2 days ago and got the 3-5 message. Definite, HP. I sent a secure message and was told my request was denied. I should receive a letter in 7-9 days. I have no idea why my request was denied. However, after following CreditAddicts advice, I app'd for the LOC. Approved for 15K!!!!!!!! I'll try for a CLI at a later date. I'm just waiting for the loan doc/promissory note to sign anyday now.