@baller4life wrote:
Next time make it worth your while. Ask for $10k, $15k or $25k.
I definitely want that, but I was hoping to get a SP since it wasn't too drastic an increase. As you can see my CS is on the low side, plus I have a BK7 from Dec 2012, so I know that's really affecting what they're willing to give me right now. But once I do get my CS to a more respectible level, I will ask for those even if it results in a HP.
Starting Score: 611 (02/28/2014 EQ MyFico) 608 (Barclays TU 03/28/14)
@MadTechnologist wrote:
@baller4life wrote:
Next time make it worth your while. Ask for $10k, $15k or $25k.I definitely want that, but I was hoping to get a SP since it wasn't too drastic an increase. As you can see my CS is on the low side, plus I have a BK7 from Dec 2012, so I know that's really affecting what they're willing to give me right now. But once I do get my CS to a more respectible level, I will ask for those even if it results in a HP.
as long as the request is $25k or less it doesn't matter if it's $100 increase or $24000 increase, if your account qualifies for sp it will be instant that's why it's always said to just ask for the $25k.
@Creditaddict wrote:
@MadTechnologist wrote:
@baller4life wrote:
Next time make it worth your while. Ask for $10k, $15k or $25k.I definitely want that, but I was hoping to get a SP since it wasn't too drastic an increase. As you can see my CS is on the low side, plus I have a BK7 from Dec 2012, so I know that's really affecting what they're willing to give me right now. But once I do get my CS to a more respectible level, I will ask for those even if it results in a HP.
as long as the request is $25k or less it doesn't matter if it's $100 increase or $24000 increase, if your account qualifies for sp it will be instant that's why it's always said to just ask for the $25k.
@Anonymous, thanks @Creditaddict, I'll ask for the 25K next time I ask for a CLI. I just hope that my CS grows significantly before I ask again.
I've been locked at $22k and 23k between 2 Siggy cards since the 1st of the year or so....I mean like, what's the difference in the extra $5k? lol...I also have a $15k LOC, car loan and personal loan with them.
I still love NFCU though!
@madmann26 wrote:I've been locked at $22k and 23k between 2 Siggy cards since the 1st of the year or so....I mean like, what's the difference in the extra $5k? lol...I also have a $15k LOC, car loan and personal loan with them.
I still love NFCU though!
I can't wait until I get CLs like those! And if you don't mind me asking, what's your salary and how long have you had CLs like those? I don't mean to get too personal, but I was just wondering if my CS and baddies weren't holding me back, if I could get CLs like that with my 61K salary.
@MadTechnologist wrote:
@madmann26 wrote:I've been locked at $22k and 23k between 2 Siggy cards since the 1st of the year or so....I mean like, what's the difference in the extra $5k? lol...I also have a $15k LOC, car loan and personal loan with them.
I still love NFCU though!
I can't wait until I get CLs like those! And if you don't mind me asking, what's your salary and how long have you had CLs like those? I don't mean to get too personal, but I was just wondering if my CS and baddies weren't holding me back, if I could get CLs like that with my 61K salary.
No need to feel like you're getting personal. We're on the interwebs.
With my bonus, I make over $100k/yr.
The first Siggy will be 2 years old this August I think. It didn't start out as a Siggy but the account age is the same nonetheless.
I've only been rebuilding since August 2012.
