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Official NFCU CLI Guide

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OneDay_750
Frequent Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@A-NONYMOUS wrote:

@A-NONYMOUS wrote:

NFCU Visa Sig cashRewards opened in Feb 2014, $7k

Just asked for $20k and received a counter for $8k, Accepted

 

How long should I wait before asking for another CLI?


I sent NFCU a SM last night requesting a higher CL than the counter offer of $8k that I recieved online and I authorized them to pull my TU only, if needed. That report had only 2 Inquiries and my highest Credit Score of the 3. I received a reply this morning. They pulled TU and gave me a CL of $17k. I checked my other reports and they indeed only pulled TU as I requested. NFCU is Amazing!! Smiley Very Happy Smiley Very Happy Smiley Very Happy


WOW, that's amazing in deed.  I thought NFCU pulled EQ for all CC Apps and TU only for baking products?!?


CURRENT SCORES: EQ: 628 (12/14/14); TU: 628 (12/10/14); EX: 636 (12/13/14)--All myFICO
STARTING myFICO EQ SCORE:: 507 (11/2013); GOAL SCORE: 700--(All CRAs); GARDENING SINCE: 10/5/14
Message 1851 of 5,746
pizza1
Community Leader
Super Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

I'm posting here too, but finally after 8 months I got approved for the LOC for the full $15k today!!!Smiley Happy
Message 1852 of 5,746
madmann26
Valued Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Way to go pizza!

Current FICO 9 Scores



Message 1853 of 5,746
MadTechnologist
Frequent Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@pizza1 wrote:
I'm posting here too, but finally after 8 months I got approved for the LOC for the full $15k today!!!Smiley Happy

Congrats Pizza1! Now I can live vicariously through you, JK, LOL! Smiley LOL

Starting Score: 611 (02/28/2014 EQ MyFico) 608 (Barclays TU 03/28/14)
Current Score: 665 (05/13/16 EQ) 655 (05/13/16 TU) 672 (05/13/16 EX) Gardening since 04/30/2016
Goal Score: 740+ All Around

Take the myFICO Fitness Challenge

Message 1854 of 5,746
Creditaddict
Legendary Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@pizza1 wrote:
I'm posting here too, but finally after 8 months I got approved for the LOC for the full $15k today!!!Smiley Happy

WOW, congrats!

Message 1855 of 5,746
pizza1
Community Leader
Super Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

More good news!!!! Just got off the phone with a navy rep for a car refi and it was APPROVED!!! Finally!!! Been wanting this for 8 months now, and was declined for it back in January! So happy and relievedSmiley Happy
Message 1856 of 5,746
alinoapa
Regular Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@pizza1 wrote:
More good news!!!! Just got off the phone with a navy rep for a car refi and it was APPROVED!!! Finally!!! Been wanting this for 8 months now, and was declined for it back in January! So happy and relievedSmiley Happy

wow, you're on a roll....CONGRATS

Message 1857 of 5,746
Creditaddict
Legendary Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@pizza1 wrote:
More good news!!!! Just got off the phone with a navy rep for a car refi and it was APPROVED!!! Finally!!! Been wanting this for 8 months now, and was declined for it back in January! So happy and relievedSmiley Happy

wait... but you refi with your local CU... Did Navy match or beat that rate?

Message 1858 of 5,746
pizza1
Community Leader
Super Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

CA.... It wasn't a CU, just a local bank, and yes Navy beat it! Remember, my bank also only reported to TU??!! I posted this also in CC section lol!!!
Message 1859 of 5,746
Creditaddict
Legendary Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@pizza1 wrote:
CA.... It wasn't a CU, just a local bank, and yes Navy beat it! Remember, my bank also only reported to TU??!! I posted this also in CC section lol!!!

Fantastic! Congrats

Message 1860 of 5,746
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