Official NFCU CLI Guide

[j_casteel]

I haven't received a CLI from NFCU in quite some time (haven't requested either) however I just recently combined my limits on 2 of my cards to $19.5k on my cashRewards card (about 2 weeks ago). When do you think would be a good time to go ahead and request the $25k? I think it should update to the new limit sometime this week.

[Creditaddict]

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@j_casteel wrote:

I haven't received a CLI from NFCU in quite some time (haven't requested either) however I just recently combined my limits on 2 of my cards to $19.5k on my cashRewards card (about 2 weeks ago). When do you think would be a good time to go ahead and request the $25k? I think it should update to the new limit sometime this week.

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6 months

[j_casteel]

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@Creditaddict wrote:

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@j_casteel wrote:

I haven't received a CLI from NFCU in quite some time (haven't requested either) however I just recently combined my limits on 2 of my cards to $19.5k on my cashRewards card (about 2 weeks ago). When do you think would be a good time to go ahead and request the $25k? I think it should update to the new limit sometime this week.

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6 months

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i was kind of thinking that.....that's the plan!

[bossladymom]

Is there a button for asking for the limit increase on NavChek? I can't figure out how to do it smh

[Creditaddict]

Go like you're applying and then I will ask if it's new or an increase

[MadTechnologist]

Congrats Pizza1, glad to hear someone is having better luck with them. I've been shot down on a loan and a recon for it, as well as using the HP for a CC app. But, I knew the risks when I applied so I'm not too down. Anyway, keep up the good work and good luck! 

[bossladymom]

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@Creditaddict wrote:
Go like you're applying and then I will ask if it's new or an increase

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Thanks Credict Addict! I got the 1 hour wait  though :/

[pizza1]

Mad tech... Thank you!! It's been awhile, and I swear I have like 20 inq on EQ just from Navy in the last 8 months, lol!! I really need to garden baddddddd!!!! Now that I got the navcheck for full $15k and the car refi, I'm happy. The perfect navy trifecta! Lol!!!

[MadTechnologist]

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@pizza1 wrote:
Mad tech... Thank you!! It's been awhile, and I swear I have like 20 inq on EQ just from Navy in the last 8 months, lol!! I really need to garden baddddddd!!!! Now that I got the navcheck for full $15k and the car refi, I'm happy. The perfect navy trifecta! Lol!!!

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Glad to hear that things worked out, especially after all those inquries, lol. We all can use some good gardening every now and then and now since I app'ed for the loan I just remembered I have to change back to a sapling for my siggy. If I were you, I would add a gardening pic to my siggy as a reminder to stay on track and focused. Here's to both of us gardening and getting perfect CSs!!! 

[ktl72455]

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@OneDay_750 wrote:

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@A-NONYMOUS wrote:

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@A-NONYMOUS wrote:

NFCU Visa Sig cashRewards opened in Feb 2014, $7k

Just asked for $20k and received a counter for $8k, Accepted

How long should I wait before asking for another CLI?

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I sent NFCU a SM last night requesting a higher CL than the counter offer of $8k that I recieved online and I authorized them to pull my TU only, if needed. That report had only 2 Inquiries and my highest Credit Score of the 3. I received a reply this morning. They pulled TU and gave me a CL of $17k. I checked my other reports and they indeed only pulled TU as I requested. NFCU is Amazing!!   

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WOW, that's amazing in deed.  I thought NFCU pulled EQ for all CC Apps and TU only for baking products?!?  My son just got the GO Rewards and they pulled TU. His lowest score of 574. I was expecting EQ as well.

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