Official NFCU CLI Guide

[nitrov]

I was jus told there's no Signature version of goRewards. Is it only nRewards this is true for?

[leegreen]

They only offer signature flagship and cashRewards. I don't see the point in having the goRewards after you earn and spend the bonus. I would then SM to convert it to the cashRewards or platinum depending on what you want to do with it.

[nitrov]

I really only wanted any second NFCU card because of the CL (which I'm optimistic they'll give me). I probably will just do exactly that and ask to PC to cashRewards sig after I get the goRewards sign on promo

[bostonte]

If we get an instant approval, no counter or review, on the $25,000 request -- can we go higher with SP CLI maybe or is $25,000 the limit for no hard?

[destine2grow]

I decided to app for another cc after being withe NFCU for only 2.5 weeks. Let's see if they approve me.

[leegreen]

25k is the sp CLI limit per card. You can request higher and get a hp every time or you can apply for an additional card and start requesting sp CLI's on it.

[Pharoe33]

Would it be possible to get approved for a CLI through Navy Fed on existing cards if those cards are close to or at their limits (maxed out)? I was told that my credit score may boost if I requested increases on my two credit cards from NFCU as an increase would lessen my total credit being used and will have a better impact on my scores as I pay my cards down.

[leegreen]

Yes you can get a CLI from NFCU maxed out, just not over the limit. Best of luck with your request.

[Pharoe33]

Now the wheels are turning, Im right at 15K on both cards and have decided to dedicate myself to paying them down so that I can open the window of available credit percentage more. Thanks for the info

[keithbward]

I actually requested an increase to 10k yesterday and received a phone call that I happen to miss. Is that a good sign? Going to call them back when I finish up with some work.