Official NFCU CLI Guide

[1GaDawg85]

i need CA to convince NavyFed to give me a LOC! 

[JustinS]

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@Chilli wrote:

This is what CA will do to you if you don't ask for the max.

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LOL Glad I asked for the max on the navCheck myself - otherwise I might be dealing with a slightly upset CA Regardless CA thank you bigtime for the NFCU threads it definitely helped to know what to ask for - I was only slightly surprised at the full 15k because the cashrewards got 13k with very little waiting period (I think they had approved it in all of an hour about).

[Chilli]

OK...I will do that.

Thank YOU...so much, CA.

[ProV]

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@ProV wrote:

Did a Product Change today from nRewards to Cash Rewards.  I sent a SM asking if I could do it, and they replied with yes, and that they were dropping my APR (by 3%!) w/out me even asking.  Last CLI was in April (2k - 14k), and will be asking for $25k again after I close on my house in a couple weeks.  Thanks to CA and everyone in this thread for the vast amount of knowledge that has been put together.. wish every card/bank had a dedicated thread like this!

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As Promised..  Closed on our House yesterday, and I just asked for $25k, countered to $20k.  Yes, I'll take it!  also got a 3x CLI on my Amex yesterday too  Great week for me!

[darkfrosty]

NFCU asked me if i wanted to open up a cc yesterday or a navcheck but i said no. If i open up a cash rewards card i am waiting for a 0% for 12-15 months offer. I dont have any need for navcheck.

[Creditaddict]

They offer the 0% for current cardholders when they offer it so you don't have to wait to apply because you want 0%

[Scupra]

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@Creditaddict wrote:
They offer the 0% for current cardholders when they offer it so you don't have to wait to apply because you want 0%

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Can we get them to hurry up on offering it again? haha

[baller4life]

Yep yep. I'm waiting too Scupra

[Chilli]

To my NFCU Family,

HAPPY THANKSGIVING!

Stay safe.

[darkfrosty]

oh really? hmm that's good to know. I am tempted to apply but i wont really use it since i mainly use my chase and amex cards. Why do you guys have navcheck? I mean it is basically like overdraft protection ?