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Official NFCU CLI Guide

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Shawndoe79
Established Contributor

Re: Official NFCU CLI Guide


@Anonymous wrote:

Next SP should be at the end of the month correct?


yes 

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 4091 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

It finally struck me last night that my DW has a checking account with NFCU that we rarely use but doesnt have a CLOC so I followed CA's standing advice to apply for a CLOC at 15k and got the 1 hour review message.  A little over an hour later she was texted ( I heard all about how it woke her up) that it was approved.  Another CLOC that wouldn't exist without the help of CA.  Thanks again!!

 

FYI, my wifes scores are lower 600's, she is a medical student so she uses my income.  Her other credit is a 10k Nrewards card with NFCU and a couple 3k cards with Cap One.  She is also authorized user on all of my cards.

Message 4092 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Hi everyone! 

 

I have been with NFCU since May 2015. I am one-year and one month post BK.

 

I have a few products with NF 

 

 

1. LOC - 500

 

2. CC - 1000

 

3. Secured Loan - 3100

 

4. Check and Savings Account 

 

I wanted to get a personal loan with them for about 6k Is it possible 

 

 

Current Scores : TU - 616  Eqi- 613 and Exp: 620 

Message 4093 of 5,746
Creditaddict
Legendary Contributor

Re: Official NFCU CLI Guide

I would close the secured loan out and then apply for the personal loan.
Message 4094 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Random Question

Whats some Credit lines people have wih NFCU credit cards with an income of 40-50k?
And if you have CLOC whats your limit?

Just curious to see what ppl are getting offered with that income
Message 4095 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

my income is $30k and i have a $10k cashRewards, $8k platinum and $15k LOC
Message 4096 of 5,746
SLO805
Frequent Contributor

Re: Official NFCU CLI Guide


@Anonymous wrote:
Random Question

Whats some Credit lines people have wih NFCU credit cards with an income of 40-50k?
And if you have CLOC whats your limit?

Just curious to see what ppl are getting offered with that income


my brother has no job and was approved for 44k in unsecured credit lol. 15k cloc 15k cashrewards and 14k flagship

Gardening 25JAN16 - 25JUL16

Message 4097 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Dammmmmmmm LOL
Message 4098 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Im really hoping to get a dang CLI, I'm stuck at 1700$ but just paid 8grand off on credit cards. They showed my wife some love. Hoping I get some too

Ben with them since OCT 27th
Message 4099 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Been^* dang iphone
Message 4100 of 5,746
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