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Official NFCU CLI Guide

tag
Creditaddict
Legendary Contributor

Re: Official NFCU CLI Guide

Gave a little update on page 1... not sure to to much has changed besides moving CL's with 2nd cards and applying for 2nd card right away if you received a decent first card approval.

Message 4131 of 5,746
fishbjc
Senior Contributor

Re: Official NFCU CLI Guide

Asked for a cli on one card from $3 to $6, immediately granted.  Second card received an auto cli, bumped it up another $4,000

Message 4132 of 5,746
Shawndoe79
Established Contributor

Re: Official NFCU CLI Guide


@Shawndoe79 wrote:

well they increased by 500, although i asked for 25k lol.  Didnt take 3-5 days like they said, but took a hp for $500 Smiley Sad


took a 10 point hit on EQ for this inquiry, so not worth it Smiley Mad

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 4133 of 5,746
Creditaddict
Legendary Contributor

Re: Official NFCU CLI Guide


@Shawndoe79 wrote:

@Shawndoe79 wrote:

well they increased by 500, although i asked for 25k lol.  Didnt take 3-5 days like they said, but took a hp for $500 Smiley Sad


took a 10 point hit on EQ for this inquiry, so not worth it Smiley Mad


Where are you getting the score change from?

Message 4134 of 5,746
Shawndoe79
Established Contributor

Re: Official NFCU CLI Guide


@Creditaddict wrote:

@Shawndoe79 wrote:

@Shawndoe79 wrote:

well they increased by 500, although i asked for 25k lol.  Didnt take 3-5 days like they said, but took a hp for $500 Smiley Sad


took a 10 point hit on EQ for this inquiry, so not worth it Smiley Mad


Where are you getting the score change from?


my fico alert that a new inquiry was added, negative 10 points as soon as it hit

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 4135 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

lol that sucks. i got minus 14 from them on an inquiry.
Message 4136 of 5,746
Shawndoe79
Established Contributor

Re: Official NFCU CLI Guide


@Anonymous wrote:
lol that sucks. i got minus 14 from them on an inquiry.

ikr smh

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 4137 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

Reporting back to what CA told me for my DW, approved the $500, they wanted documentation.  Also submitted my paystubs but they said they can't look at them as only she was applying.  

 

Will ask for CLI after 3 months to CLOC and see what happens.  THANKS!

Message 4138 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

When is the next estimated AR? Thanks in advance
Message 4139 of 5,746
Anonymous
Not applicable

Re: Official NFCU CLI Guide

it was stated a few days ago in this thread...
Message 4140 of 5,746
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