cancel
Showing results for 
Search instead for 
Did you mean: 

Official NFCU CLI Guide

Frequent Contributor

Re: Official NFCU CLI Guide

I just today applied for and was approved for an NFCU cash rewards. But was surprisingly only given a 5k limit. With my scores and other limits I thought I was a shoe in for a 25k limit card easily (which I wanted to grow even higher). Can I call and recon this limit or do I need to follow the CLI guides here to have it grow? 5K really isn't a limit worth having to me. 

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.
Message 5341 of 5,746
Epic Contributor

Re: Official NFCU CLI Guide

You can send a sick your message online asking them to reconsider the limit
Message 5342 of 5,746
Highlighted
Valued Contributor

Re: Official NFCU CLI Guide

Thanks CA and Uncle for the advice.

AX BCP 15k, AX SPG 1k, AX Hilton Ascend 6k (AU), BC Arrival+ 15k, BC AA Aviator 4K, AKUSA FCU -10k , Discover (2) 11k , Kohls-4k, CHASE Amazon Prime VS 500, BofA AK Air Siggy 9.8k, BofA Secured $500, Synchrony E-bates Visa $3.9k, PFCU Plat Rewards Siggy 39.5k, NFCU Go Rewards 31k, NFCU Flagship 40k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $4k,Target 1.4k, Ulta MC Comenity 3k, Pay Pal 1k, CO Venture One 23k, 225k total available credit. Utiliz-2%, Current FICO EQ-707, EX 702,TU 715 Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 5343 of 5,746
Regular Contributor

Re: Official NFCU CLI Guide

@Creditaddict

 

3 months after joining NF and getting their credit card, 9 months after Ch7 Discharge, requested a CLI this morning (used the max button): went from 1k to 25k. 

 

OMG.  (Not that I will ever spend even close to that much).  Nice way to start the day. Smiles all around.

 

Makes me feel that my rebuild has been right on track.  Kind of acknowledges that I have been doing the right thing by everyone.  

 

Thanks Creditaddict (got this card and asked for the CLI because of you) and thank you NFCU. 

Ch 7 Discharged Jan 16; Credit Scores around 700 + or - 10 points or so (estimate haven't checked any real scores in a while)
Message 5344 of 5,746
Established Contributor

Re: Official NFCU CLI Guide

 
Message 5345 of 5,746
Established Contributor

Re: Official NFCU CLI Guide

Congrats
Did u spend allot on the card ? What's your score ?
Message 5346 of 5,746
Senior Contributor

Re: Official NFCU CLI Guide

Congrats Coneyj what was your original SL on your cc ?
Message 5347 of 5,746
New Visitor

Re: Official NFCU CLI Guide

 
NFCU Platinum 10,500
NFCU Cash Rewards 5000
Opensky 1000
Capital One 500
Credit One 700
Verve 625
Legacy 325
Message 5348 of 5,746
Contributor

Re: Official NFCU CLI Guide

Wow Coneyj123, that's awesome! Was it exactly 3 months after you got it? HP? What are your scores? Hoping for the same thing for me soon!
NFCU CashRewards - $17.5k | NFCU CLOC - $10k | Penfed Promise - $3.5k | Discover IT - $1.5k | Care Credit - $10.8k | Walmart - $5k | Overstock - $1k | Barclay - $850|
Message 5349 of 5,746
Regular Contributor

Re: Official NFCU CLI Guide

@kugel            My average monthly spend over the 3 months was 1800. Paid within a day or two of charge coming out of the "pending" stage.

 

My score when I got the card EX672 TU 635 EQ 686, not sure what they currently are, decided to get off the score ride for a while. Just paying my bill on time, not looking for new credit for a while so no need. 

 

@Aduke1122        My SL was 1k. 

 

@PooPoo81        Almost 3 months to the day, and about a week past my third statement. I don't think it was a HP, but not sure really. It was an instant decision and popped up literally about 15 seconds after hitting the submit button, (right after clicking Max and providing some info).  It will happen.  Read, follow the advice here and be smart.  Good Luck, that also seems to play a role. 

 

Funny thing, been going to the account website all day, just to make sure it was real and is still there, so far: Yep. Smiley Happy

Ch 7 Discharged Jan 16; Credit Scores around 700 + or - 10 points or so (estimate haven't checked any real scores in a while)
Message 5350 of 5,746