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It's official NFCU has multiple personality inquiry disorder.
@Aduke1122 wrote:
We applied for membership and CC in July , memebership was EQ for both fiancé and I , and TU for both our CC . CLOC app was EQ .
If they pulled EQ for your membership, then just about everything I've 'assumed' about what bureaus they pulled really has gone out the door.
@Anonymous wrote:
Almost a year ago that's good to hear. But it's a measly $20 so I'm going to take Senorita Baller's advice and sign up for Equifax Complete Premier Plan right now.
I'll popsicle EQ in case NFCU wants to get all cutesy with me and doesn't pull TU.
P.S. On Blispay you stated, "The 0% for six months promotional financing is for any single, individual purchase of $199 or more purchases don't combine to qualify."
So if I go shopping at Lowe's and buy two items at $100 each at the same time with ONE credit card transaction that doesn't qualify or does it?
I agree, in this case "an ounce of prevention" is much more desirable than "a pound of cure"!
As for Blispay, as long as your items are on the same receipt it's considered one purchase, in which case if the total was $199 or higher it would qualify for the six month promotional financing. If you had them rung up separately (and swiped your card twice) that's where you would have a problem.
By 'purchase' I was referring to a single receipt... while I wouldn't advise it, you could go grocery shopping and purchase a cart full of $1-$5 items and as long as the total transaction was $199 or higher the six month no-interest promotion will be triggered on Blispay.
That is what I was hoping for UncleB and that is such sweet music to my credit ears about Blispay.
It's the HIDDEN tradeline part that got my attention and the only reason I'm interested in getting that card.
Blispay Visa would be my third personal hidden tradeline that I have or what I like to call my Black Ops credit line team.
Now it looks like I will add Blispay to my credit app spree train that's leaving the credit station this week with stops at NFCU and NASA for credit products and PenFed and Alliant for membership only.
Chugga-Chugga Choo Choo
Has anyone been successful at recon on a starting limit with them?
@Aduke1122 wrote:
@credit_endurance alot of ppl I have read who have had success of recon for starting limits . They usually recon within a day or two of approval , when were you approved ? If not I believe it would be another HP .
@Aduke1122 I appied a month ago and we discussed my fiasco of trying to get membership approval that eventually came later with much work involved. It seems that some cards are getting larger starting limits for instance cash rewards seems to approval much higher limits than gorewards. Now thasts just whaswhast I have been able to gather. I'm totally fine with sending in 2 paystubs. Just don't need the HP though.
@credit_endurance wrote:
@Aduke1122 wrote:
@credit_endurance alot of ppl I have read who have had success of recon for starting limits . They usually recon within a day or two of approval , when were you approved ? If not I believe it would be another HP .@Aduke1122 I appied a month ago and we discussed my fiasco of trying to get membership approval that eventually came later with much work involved. It seems that some cards are getting larger starting limits for instance cash rewards seems to approval much higher limits than gorewards. Now thasts just whaswhast I have been able to gather. I'm totally fine with sending in 2 paystubs. Just don't need the HP though.
The normal way to 'recon' a SL is to send them a SM and upload two paystubs. I've read over many posts/threads where this was successful, but you can probably expect another HP for the recon (of course, YMMV).
NFCU does like their HPs... that's probably the only thing I would change if I were 'King for a day'.