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Official NFCU CLI Guide

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Blu3
Valued Member

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

 
| NFCU Platinum Visa 14K | NFCU NavCheck 13.5K | AMEX BCE 9.6K |
| USAA Rewards Visa 7K | USAA Cash Rewards Visa 7K | Discover it 1.5K|

NOV 2013 TU -739 EQ - 709 EX - 739
Message 81 of 5,746
journey258
Frequent Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@Blu3 wrote:

http://i89.photobucket.com/albums/k236/MaStA_XS/Untitled.jpg

 

http://i89.photobucket.com/albums/k236/MaStA_XS/Untitled1.jpg

 

To those of you that got an instant which screen did you get it after was it the first one or the second one.


The instant was after the first link. THe second time I got the confirmation screen in the second link and the 3-5 day message

 


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Message 82 of 5,746
Blu3
Valued Member

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@journey258 wrote:

@Blu3 wrote:

http://i89.photobucket.com/albums/k236/MaStA_XS/Untitled.jpg

 

http://i89.photobucket.com/albums/k236/MaStA_XS/Untitled1.jpg

 

To those of you that got an instant which screen did you get it after was it the first one or the second one.


The instant was after the first link. THe second time I got the confirmation screen in the second link and the 3-5 day message

 


Every one should try this and see what happens I know I definately am.

| NFCU Platinum Visa 14K | NFCU NavCheck 13.5K | AMEX BCE 9.6K |
| USAA Rewards Visa 7K | USAA Cash Rewards Visa 7K | Discover it 1.5K|

NOV 2013 TU -739 EQ - 709 EX - 739
Message 83 of 5,746
trubliever82
Regular Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

I tried clis on both my crewards and flagship and stopped after I got second screen confirmation. Had cards for about 2 years and only got 1500 increase on both cards awhile ago. $11500 CLs on both cards.
Message 84 of 5,746
Creditaddict
Legendary Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


@trubliever82 wrote:
I tried clis on both my crewards and flagship and stopped after I got second screen confirmation. Had cards for about 2 years and only got 1500 increase on both cards awhile ago. $11500 CLs on both cards.

Okay, So you might go towards our thinking that first CLI is almost always a HP.

I did get the 2nd confirmation screen before I got that error a couple weeks ago when I had done it but we were also at $25k and went to $35k so based on our further findings so far I think that would have been HP no matter what.  Sorry would love to test your theory but I'm out of cards to ask right now! Smiley Tongue but I do think we have something here.

 

Now for these 2 cards at $11,500 that are 2 years old and scores in mid 700's, you should take the HP and take both accounts to $25k!

Message 85 of 5,746
trubliever82
Regular Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

So today I tried again but after the second screen hit submit and got instant clis to $15k each. I know it's not much but total it's a $7k increase. Plus my scores prob around 700 cuz of recent util. Do wish I would've went for more but oh well.
Message 86 of 5,746
Bocajuniorz
New Member

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Just hit the love button, asked for 4k, instant approval. Smiley Very Happy


Starting Score: Experian 745 Equifax 736 TransUnion 733
Current Score: Experian 745 Equifax 736 TransUnion 733//4/9/12
Goal Score: 800 Club by 12/31/12

Message 87 of 5,746
Sitori
Frequent Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

How long have most of you had your cards open for before pressing the button ?

-------------------------------------------------------------------------------------------------
EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Message 88 of 5,746
madmann26
Valued Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

I am at 4 months. I took a HP at the beginning of the month for a small increase.

Everything since was a SP.

Current FICO 9 Scores



Message 89 of 5,746
hersheykisses
Regular Contributor

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Got to the confirm page pressed submit and got the 3-5 day message Smiley Mad

Message 90 of 5,746
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