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Not necessarily. It could just be a verfication thing. I would give them a call. Sometimes these things can be handled over the phone.
@Anonymous wrote:
Tried the SCT for overstock. Added a $3000 tv to the cart and proceeded. I got the popup. I proceeded and the result was they are reviewing my app and would contact me within 10 days. Most likely denial?
I could be wrong, but I don't know that sct will work for a $3,000 purchase. I would think for that much they'd want a hard pull to make sure they're not giving away a free tv.