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PenFed $500 Overdaft protection

Regular Contributor

Re: PenFed $500 Overdaft protection


mrldp40 wrote:
My doesn't say thrifty line of credit it just says overdraft line of credit .I wonder if it's the same line u have .?

Not sure.  I know when I opened my checking they asked if I wanted the overdraft line of credit and I said sure.  The approved me right away for $500.  I assume it's the same but don't quote me on that Smiley Happy

 

I would check with the CSR's and see why it isn't giving you the option to transfer from the overdraft LOC.  I believe there were some forms I had to sign before it actually showed in my account with an available balance.

Message 21 of 25
Established Contributor

Re: PenFed $500 Overdaft protection

Ok thanks
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Message 22 of 25
Regular Contributor

Re: PenFed $500 Overdaft protection


mrldp40 wrote:
Ok thanks

Good Luck!

Message 23 of 25
Community Leader
Valued Contributor

Re: PenFed $500 Overdaft protection

Overdraft and Thrifty are 2 different products.  Thrifty is treated like a line of credit and you can transfer to your checking. Overdraft can only be accessed by overdrawing on your checking account. Thrifty comes with a book of checks if requested...checks can't be requested with the overdraft account. 

Message 24 of 25
Established Contributor

Re: PenFed $500 Overdaft protection

ok but do u have to write a check or can u overdraft with a debit card or billpay 

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Message 25 of 25