I am confused, I have never had a bank show multi messages when it comes to credit card approvals. I applied for the plat rewards visa sig, I am also a member. I did not get an instant approval, i instead got it is in processing with no time frame. I checked the account afterwards and it says the application is with a loan officer. Now 48rs later I checked the app on my phone and it showed approved had the APR and the details but no info on credit limit. I then logged on the desktop and you know how it shows the different status boxes it shows Application (green check) Review (green check) , Almost done (its blue with an arrow pointing down) and the final step is comlete which is not highlighted yet with a green button to the right of the screen. Now I have never seen a credit card process like this before where the app says approved and the desktop shows almost done. Can anyone shed some light on this that has experience with PenFed and advise? Should I call them or just wait it out even though its been 48hrs. Thanks everyone.
@Anonymous wrote:It seems like you were approved. If you want to know details you'll have to call in or just wait for to appear online. Everything from my initial approval and subsquent CLIs requests took a few days to reflect online. Even after being instantly approved. It's just one of the quirks I've made do with being a Penfed customer.
Yes that is what the representative told me after emailing. I just thought it weird that the penfed app on my phone shows approved and at what APR but no SLI. However when you log online you get the box showing almost done with no info on approval. Thanks for chiming in, I will post once it shows online and with what SLI.
@Anonymous wrote:
Hi kaw943! I'd go ahead & call them & ask away the CSRs are very nice & helpful! 😊
Thanks, I took your advice and called and was told it was approved but they couldn't see anything outside of that but to allow the system to update.
