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We have the PenFed Platinum Rewards VISA Signature with $10K SL from PenFed for about 8 months ( 8 statements ). When should we ask for a CLI or should we wait a bit longer to hit the 1 year mark where they have to give us something in the credit line?
8 months is plenty of history as long as your score/income/dti ratio can support it you will be given it assuming you have also used it as well. It will be a HP on EQ obviously though so if you want any other credit products from them at the same time being a LOC or car loan or whatever mise well all do it at once if you want a CLI
Keep an eye on the little boxes on the right side of the main accounts screen. I'd be surprised if you haven't seen the "Your Offers" box show up after 6 months.
No.... Dont expect to see offers. I am with Penfed 1+ yr with fico 9, about 790. No one signle offer yet.