Penfed - Applied. Pending. Chances?

[sueblue34]

I think you are in. I just got approve for the PL rewards visa $5k with EQ of 649. 2 baddies and 3 inq

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

I accidentally redrew my app by accident but i re-apped for power cash instead. 

did i just do a double hp on myself? 

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No, they'll use the same HP.  Curious, how did you withdraw your application?

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tbh i wasnt sure. i was fiddling around my application status, verifying some things and i possibly click something wrong lol.

WITHDRAWN 08/21/2017

WITHDRAWN PER MEMBER REQUEST

app has been stuck on review with loan officer  

[sueblue34]

Just reapply. I've read many threads saying they use the same report but I don't think that's the case. I applied for both the PL rewards visa and the power cash visa 2 days apart and they did a second pull on my. the power cash visa denied but I plan out trying to recon

[sueblue34]

I just applied with them and also received 2 HP. I did my application 2 days apart but I should have applied for everything the same day. 😑

[Anonymous]

quick update. i called penfed asking about my status on my application. they couldnt match my security verification for some reason and asked me to fax my some forms of ID

SSN 

License 

and some sort of bill like utility with my current address. The thing is i dont pay any of electricity bills. But she said i can use my bank / credit card statement. BUT she said i need to get it notarized. How will i go about that? something about getting it stamped 

[sueblue34]

You can get it notorized anywhere. Here in FL they do it at local banks, ups or you can look up independent mobile notaries in your area.

[fltireguy]

UPS store will do it for about $10

[Anonymous]

Update, I was turned down too many recent accounts opened.

[sueblue34]

If you applied on this past Sunday and after they changed their credit criteria and are now utilizing fico8

[Loquat]

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@sueblue34 wrote:
If you applied on this past Sunday and after they changed their credit criteria and are now utilizing fico8

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@sueblue34 wrote:
If you applied on this past Sunday and after they changed their credit criteria and are now utilizing fico8

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Actually they're using Next Gen Fico 9 as their scoring model.  And according to my score on their website, it looks like my score is based off of a pull on 7/11.