Pentagon Federal Credit Union Data Share

[DaveInAZ]

Mine is right in the middle top of my Main Menu:

And yea! My NextGen was 681, my new Fico 9 is 719, exact same as my Fico 08.

[masscredit]

I'm using a Mac computer. Just signed in with Safari, Chrome and Firefox. The only think I see is 3 ads. 

[DaveInAZ]

I was using Firefox on a Windows 10 PC, but I don't think that would matter. Penfed did a HP on 8/9 to close my home equity LOC, that may be the difference.

[rebound2014]

When did they switch to FICO 9 ??  I just joined/apped on July 24th and the EQ score they disclosed (686) was 100 pts lower than my FICO 8.... I pulled my 3B on here the morning I apped. My EQ FICO 9 on that same day was 787.  Does this mean if I tried to sneak in a PLOC app today (last day for 30 day pull) they will rescore the information for 9 or still use the NG score? Thoughts??

[Anonymous]

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@rebound2014 wrote:

When did they switch to FICO 9 ??  I just joined/apped on July 24th and the EQ score they disclosed (686) was 100 pts lower than my FICO 8.... I pulled my 3B on here the morning I apped. My EQ FICO 9 on that same day was 787.  Does this mean if I tried to sneak in a PLOC app today (last day for 30 day pull) they will rescore the information for 9 or still use the NG score? Thoughts??

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Huh.

I just checked my PenFed account and the FICO score and saw this:

"You may notice a change in your displayed credit score as PenFed recently switched from the FICO® NextGen 2.0 credit score to FICO® V9 credit score. The two scores have different ranges with FICO® NextGen 2.0 credit score ranging from 150 to 950 and FICO® V9 credit score ranging from 300 to 850.


Your FICO® Score 9, based on Equifax data and pulled on 07/11/2017, is 695 and is the same score that PenFed uses to manage your account."

Interesting. I'm not sure when they posted the change, but I'd guess in the past week. I'm pretty sure it hasn't been longer than that since I've looked at my FICO score there. The good thing about using the FICO 9 score is that I can see that on MyFICO. So now I can know what I'm getting into before they pull credit.

I'm wondering - were there any recent pre-approvals posted based off the change? Or do we still have to wait until October? Or maybe September, since they pulled the score in July instead of August?

[morgacj2004]

I was just denied a CLI with the new score showing of 718. I recon and it went to committe. Still denied. Oh well I really cant complain I have nearly 50k in available CL between the two cards! LOL

[Anonymous]

Was just instantly approved for a $4500 limit.  How long does it take for the card to show up in the online banking? I know with Chase and Capital One it usually shows up instantly once approved. Only seeing the $5 Regular share thing at the moment. Their online banking seems a bit clunky, at least compared to Chase.

Probably going to garden now until April depending on what the letter from Chase says about my CSP app, need to get rid of some old inquiries. 

[Anonymous]

Same time they ship the card, 2-3 days.

[scarfa21]

Took 3 days for me.

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@Anonymous wrote:

Was just instantly approved for a $4500 limit.  How long does it take for the card to show up in the online banking? I know with Chase and Capital One it usually shows up instantly once approved. Only seeing the $5 Regular share thing at the moment. Their online banking seems a bit clunky, at least compared to Chase.

Probably going to garden now until April depending on what the letter from Chase says about my CSP app, need to get rid of some old inquiries. 

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[Loquat]

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@Anonymous wrote:

Was just instantly approved for a $4500 limit.  How long does it take for the card to show up in the online banking? I know with Chase and Capital One it usually shows up instantly once approved. Only seeing the $5 Regular share thing at the moment. Their online banking seems a bit clunky, at least compared to Chase.

Probably going to garden now until April depending on what the letter from Chase says about my CSP app, need to get rid of some old inquiries. 

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Congrats on your approval!  As for when it'll show up in your online profile, give it a day or so and you should see it...no more than 3 days as mentioned above in my experience.