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Established Contributor
Posts: 750
Registered: ‎10-28-2013

Re: Penfed Approval Guide Please Post Your Data For Others

Baller - just called Penfed - APPROVED for $33k @17.99%!!!! WOW!! Thanks for the encouragement. This is my highest CL!! Will post stats when I get home!.
Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Frequent Contributor
Posts: 433
Registered: ‎10-22-2015

Re: Penfed Approval Guide Please Post Your Data For Others

Ok thanks...I called in she told me to send a letter via email and to also apply for promise or cash rewards since the limit starts at $500. I wonder which one of their cards is the easiest to get approval on ?

Discharged BK7 - 10.16.15
Current Fico8 - (1.31.17) EX - 656/EQ - 663/TU - 660
Total CL - $120,000
Community Leader
Super Contributor
Posts: 13,401
Registered: ‎09-13-2013

Re: Penfed Approval Guide Please Post Your Data For Others


NYFan63 wrote:
Baller - just called Penfed - APPROVED for $33k @17.99%!!!! WOW!! Thanks for the encouragement. This is my highest CL!! Will post stats when I get home!.

Sweeeeeeet!!!!! Congratulations!  Smiley LOL

Community Leader
Super Contributor
Posts: 13,401
Registered: ‎09-13-2013

Re: Penfed Approval Guide Please Post Your Data For Others


tussking wrote:

Ok thanks...I called in she told me to send a letter via email and to also apply for promise or cash rewards since the limit starts at $500. I wonder which one of their cards is the easiest to get approval on ?


Promise is the easiest!! Go ahead and submit the Promise app.

Frequent Contributor
Posts: 433
Registered: ‎10-22-2015

Re: Penfed Approval Guide Please Post Your Data For Others

Crap I did cash rewards and its under review...Should I wait or just app the promise now ?

Discharged BK7 - 10.16.15
Current Fico8 - (1.31.17) EX - 656/EQ - 663/TU - 660
Total CL - $120,000
Community Leader
Super Contributor
Posts: 13,401
Registered: ‎09-13-2013

Re: Penfed Approval Guide Please Post Your Data For Others

Wait for now and see what happens tussking
Regular Contributor
Posts: 231
Registered: ‎04-17-2007

Re: Penfed Approval Guide Please Post Your Data For Others


NYFan63 wrote:
Baller - just called Penfed - APPROVED for $33k @17.99%!!!! WOW!! Thanks for the encouragement. This is my highest CL!! Will post stats when I get home!.

Awesome NY....CONGRATZ...YAY!!!! Smiley Happy

 

Now onto a PLOC and Auto Loan and you will have the Trifecta Smiley Happy


EX08 801 EQ08 812 TU08 805 Total Credit Line: $100K+
Community Leader
Super Contributor
Posts: 13,401
Registered: ‎09-13-2013

Re: Penfed Approval Guide Please Post Your Data For Others


nycplayboy78 wrote:

NYFan63 wrote:
Baller - just called Penfed - APPROVED for $33k @17.99%!!!! WOW!! Thanks for the encouragement. This is my highest CL!! Will post stats when I get home!.

Awesome NY....CONGRATZ...YAY!!!! Smiley Happy

 

Now onto a PLOC and Auto Loan and you will have the Trifecta Smiley Happy


+1 I agree wholeheartedly Smiley Happy

Frequent Contributor
Posts: 433
Registered: ‎10-22-2015

Re: Penfed Approval Guide Please Post Your Data For Others

Ok Baller - Approved $1k @17.99. Do I press my luck and apply for a promise too ? Smiley Happy

Discharged BK7 - 10.16.15
Current Fico8 - (1.31.17) EX - 656/EQ - 663/TU - 660
Total CL - $120,000
Community Leader
Super Contributor
Posts: 13,401
Registered: ‎09-13-2013

Re: Penfed Approval Guide Please Post Your Data For Others


tussking wrote:

Ok Baller - Approved $1k @17.99. Do I press my luck and apply for a promise too ? Smiley Happy


Congratulations!!!! You got your foot in the door now! No, I wouldn't app anything else right now! Let them get to know you by showing usage and payments on your new card. Then at 88 or 89 days from now request a cli. Just concentrate on growing the card you have. Once your bk ages more and more, they will be more willing to extend you credit! Good job!!! Smiley Happy

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