Let me start off by saying that the Uber card is AMAZING if you dine out a lot or go to bars. The amount of money I've earned back since late January has been impressive. I use it for all of my meals and just pay it off each month since I was going to use that money on food anyway.
Here's my experience:
I apped late January in a little mini-spree. I got my BCE AMEX in late Dec and they don't report right away, so I went ahead and picked up a Citi DC. Both were really easy. Then I heard about the Uber card on here and realized that I would probably benefit THE MOST from this card. (I don't cook.) Given the great SLs I got from AMEX and Citi, I figured I'd be a lock with scores in the mid-700s on all three reports and the fact that my TU was the highest of them all. I cold apped and got the dreaded, we'll let you know message. I went right back in and saw it was declined. My heart sank and I instantly came on here looking for the recon number for Barclays and Uber. I called it and got Steve. Steve was AMAZING! Instead of being your typical robot, he actually had a conversation with me about my interest in the card, the fact that it only showed I had one credit card with little usage (Cap1 Secured that's useless outside of the fact it has the highest age), and that I didn't start with my credit (again) until a few years ago. He overturned the decision and gave me a $500.00 SL. I wasn't happy about the low number, but I figure unless I'm on a vacation, I don't spend that much anyway in food. I'm in hopes they will raise that limit in a while without my having to take an HP to get it raised.
Anyway, the point of my story is that while some cards are really easy to get, some can be a real pain. It's one reason I don't seek any of the Chase cards, plus they won't pre-qual me on anything. (Maybe they still have burn marks from the 90s with me...hehehe) And while Steve was my Knight in matte black plastic, I'm sure others haven't been as lucky. They seem a little tougher to get in with. So, if you have the patience (I don't usually) to wait, that would be my suggestion. Build it up a little more and then give it a shot. Ultimately, though, it's up to you. Good luck either way you decide!!
(ACHIEVED!)
@dsotm76 wrote:Let me start off by saying that the Uber card is AMAZING if you dine out a lot or go to bars. The amount of money I've earned back since late January has been impressive. I use it for all of my meals and just pay it off each month since I was going to use that money on food anyway.
Here's my experience:
I apped late January in a little mini-spree. I got my BCE AMEX in late Dec and they don't report right away, so I went ahead and picked up a Citi DC. Both were really easy. Then I heard about the Uber card on here and realized that I would probably benefit THE MOST from this card. (I don't cook.) Given the great SLs I got from AMEX and Citi, I figured I'd be a lock with scores in the mid-700s on all three reports and the fact that my TU was the highest of them all. I cold apped and got the dreaded, we'll let you know message. I went right back in and saw it was declined. My heart sank and I instantly came on here looking for the recon number for Barclays and Uber. I called it and got Steve. Steve was AMAZING! Instead of being your typical robot, he actually had a conversation with me about my interest in the card, the fact that it only showed I had one credit card with little usage (Cap1 Secured that's useless outside of the fact it has the highest age), and that I didn't start with my credit (again) until a few years ago. He overturned the decision and gave me a $500.00 SL. I wasn't happy about the low number, but I figure unless I'm on a vacation, I don't spend that much anyway in food. I'm in hopes they will raise that limit in a while without my having to take an HP to get it raised.
Anyway, the point of my story is that while some cards are really easy to get, some can be a real pain. It's one reason I don't seek any of the Chase cards, plus they won't pre-qual me on anything. (Maybe they still have burn marks from the 90s with me...hehehe) And while Steve was my Knight in matte black plastic, I'm sure others haven't been as lucky. They seem a little tougher to get in with. So, if you have the patience (I don't usually) to wait, that would be my suggestion. Build it up a little more and then give it a shot. Ultimately, though, it's up to you. Good luck either way you decide!!
Wait on the Uber Visa while it's an amazing card with your numbers possibly 1k or not at all either way it's your choice. 